How often does Barclay SP you?

[Anonymous]

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@staifokuzed wrote:
For me the SP TU monthly. They also Sp EX monthly for the first 4 months. I only opened one card and one auto after them. But had a few inquiries. No action until the 6 month mark and it was cli.

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Thanks.. I will just pull the TU right now. If they've already SPed me, then it should mean that I survived it.

[Anonymous]

Does anyone know if freezing your reports will prevent SP's? 

[09Lexie]

Nope. The lender has permissible purpose to review your cr

[Anonymous]

[Anonymous]

Can't pull my report from TU online now, asked me to call. Seems like a glitch.

I'll try tomorrow and see if they have already SPed me or not.

[09Lexie]

Are you pulling from here or TU?

[enharu]

To be honest, I wouldn't bother with spending more money buying credit reports or get my hopes up for Barclays if I were u. What's done is already done. If they don't AA you despite the fact that you added 10+ new accounts and accumulated over 30 inquiries on each bureau, no one else will probably get any AA either.

I have 6 new accounts, Barclays included, and I'm already considered high risk. All we can do is to just sit and wait while hoping for the best.

Edit: to add, getting AA should be the least of your worries.

[Anonymous]

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@09Lexie wrote:
Are you pulling from here or TU?

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I tried to pull directly from TU, but it seems that the authentication process failed, which is not an uncommon glitch.

If I pulled it here,myfico, can I still see the SP?

[enharu]

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@Anonymous wrote:

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@09Lexie wrote:
Are you pulling from here or TU?

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I tried to pull directly from TU, but it seems that the authentication process failed, which is not an uncommon glitch.

If I pulled it here,myfico, can I still see the SP?

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Don't think so. You generally have to buy a report directly from the bureaus or annualcreditreport.com to see soft pulls.

The fraud alert might be causing the authentication problem. Are they asking you to send your request using physical mail along with a copy of your ID?

[Anonymous]

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@enharu wrote:
To be honest, I wouldn't bother with spending more money buying credit reports or get my hopes up for Barclays if I were u. What's done is already done. If they don't AA you despite the fact that you added 10+ new accounts and accumulated over 30 inquiries on each bureau, no one else will probably get any AA either.

I have 6 new accounts, Barclays included, and I'm already considered high risk. All we can do is to just sit and wait while hoping for the best.

Edit: to add, getting AA should be the least of your worries.

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No, I didn't spend money and just tried to obtain a free copy of my official TU report, citing that I have an app rejected last month.