How often request CLI SYNCH cards?

Kostya1992 · ‎10-01-2015

Hey guys, long time no see. Just wondering how often do you all hit the LUV button with synch cards? It's a soft inquiry so is once every statement cut too often? Thanks!!!

TU08 FICO	850
EX08 FICO	850
EQ08 FICO	850

Anonymous · ‎10-01-2015

@Kostya1992 wrote:
Hey guys, long time no see. Just wondering how often do you all hit the LUV button with synch cards? It's a soft inquiry so is once every statement cut too often? Thanks!!!

depends on which ones. Theres a list floating around here somewhere. Lowes, Amazon, and Sams are all SP. Care Credit is HP unless its the first 30 days. Not sure about the others.

I prefer to use Chat for sams/Amazon. Big increases with chat vs online. Lowes is a tossup. Care credit by phone. As far as frequency.... no more than every 60 -90 days for sams/amazon. Care credit, only as needed.

9CLINE · ‎10-01-2015

I remember with some of mine they wanted 3-4 mths between CLIs anything less got ya the " not enough time at current limit " letter

or similarly worded...

Good Luck !!!!!

UncleB · ‎10-01-2015

@9CLINE wrote:
I remember with some of mine they wanted 3-4 mths between CLIs anything less got ya the " not enough time at current limit " letter
or similarly worded...
Good Luck !!!!!

I'm very familiar with those letters as well, especially from Belk! It seemed like for the longest time, right before I could 'hit the button' they would give me a modest auto-CLI, starting my clock all over again.

Finally I timed it just right and got the button to work... and got my first substantial CLI from Belk - $2k making the new limit $3.4k. I'll probably be there for a while... LOL

Anonymous · ‎10-04-2015

Does anyone know about Walmart? When can I request my first CLI? I've had the card for 3 months and they only gave me an $800 CL. If I requested a CLI will it be a SP or HP?

Anonymous · ‎10-04-2015

@Anonymous wrote:
Does anyone know about Walmart? When can I request my first CLI? I've had the card for 3 months and they only gave me an $800 CL. If I requested a CLI will it be a SP or HP?

The general consensus is after 4 months or so you can call Credit Solutions and get a fairly decent CLI. Just make sure your profile holds up. They don't just hand them out to everyone.

Anonymous · ‎10-04-2015

Yea every 4 months and always SP.

xXIDaShizIXx · ‎10-04-2015

@Anonymous wrote:
Yea every 4 months and always SP.

From personal experience, Care Credit, Ashley Furniture, and Car Care One are all hard pulls. You can request after 4 statements (at each respective limit you receive). What I have noticed is if you get at least 4 statements with each card and call the automated system, it will use one pull for all increases.

Bank of America Cash Rewards: $70k; Chase Sapphire Preferred: $35k; Capital One Quicksilver: $21.2k; Citi AAdvantage: $23.5k; Care Credit: $20k; Chase Freedom: $12.5k; Chase Freedom Unlimited: $12.5k; Citi Simplicity: $15.9k; Wayfair: $22K; Barclaycard Rewards: $10k; Car Care One: $10k; AMEX BCE: $15k; Discover IT Miles: $10k; Citi DC: $9.2k; Marvel: $10k; Ashley Furniture: $6k; PayPal Credit: $10k; US Bank Cash +: $5k;

Anonymous · ‎10-04-2015

Thanks everyone

bk510 · ‎10-09-2015

@Anonymous wrote:
@Anonymous wrote:
Does anyone know about Walmart? When can I request my first CLI? I've had the card for 3 months and they only gave me an $800 CL. If I requested a CLI will it be a SP or HP?
The general consensus is after 4 months or so you can call Credit Solutions and get a fairly decent CLI. Just make sure your profile holds up. They don't just hand them out to everyone.

Yeah, You are telling me.....lol

Havent had any CLI since the inception(30 months on my Wally & Amazon).

I always go back to my BK reporting, But then I see other folks in here with similar situation getting CLI's all the time.

I'm thinking of closing Wally for sure at the end of this year, I will keep Amazon store card.(400 & 700 CL respectively).