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Boa prequals are useless from what I understand. However, considering that you've been with them for a long time with a high limit, so long as your scores are high and your reports are clean, I think you should be able to get either of the cards you want.
Very solid if specific Apr is listed and not a range. Don't app for cash rewards unless it's the $200 mlb version!
I'd also pair it with a Better balance rewards and throw 300 into a savings to get 10% rewards bonus from both cards bonuses and future earnings.
If the prequal looks like this then it is a solid prequal.
I don't believe they work. Try typing in the name of your pet. See what happens. I just cold app for them.
I might add also don't be turned off if you get a high APR at the start because they are exceptional in my experience with lowering your APR rate considerably and those reductions can come frequently with responsible use.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
I'm a BoA customer also...for well over 15 years. The prequal never showed me anything even when logging in with my BoA credentials. I just cold app'd recently and was approved for the CashRewards...waited a week and app'd again and was approved for the TravelRewards. Their prequal seems to be as solid as Discover's...