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I know it's 6 months between CLI if you ask, just wondering if it's the same amount of time in between if they auto CLI you. Was changed to a QS last month around the same time, when would it be okay to ask again?
In my experience with them there needs to be a 6 month gap in between credit increases....Even if it was a auto increase....I recently got a auto a few months back and tried recently for a increase manually and they cited I could not because there was a recent change to my limit...
@MrDFinance wrote:In my experience with them there needs to be a 6 month gap in between credit increases....Even if it was a auto increase....I recently got a auto a few months back and tried recently for a increase manually and they cited I could not because there was a recent change to my limit...
I do not have Cap1 anymore, but I seem to rmember this being the case. That "recent change to limit" sounds pretty familiar with them. I don't ever recall getting an increase with them inside of the 6 month window.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
@Bees18, as mentioned, you have to wait six months to be eligible for another increase. There's one exception. If you're in Credit Steps, receiving an increase won't interfere with your scheduled Steps increase. However, the Steps increase will reset the clock to six months.