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How soon can I request a credit limit increase on the Citi Costco Visa after account opening?

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Soundersfan1
Regular Contributor

How soon can I request a credit limit increase on the Citi Costco Visa after account opening?

So I got approved for the Citi Costco Anywhere Visa with a SCL of $4,100 in July 2025 with an EX FICO 8 681. My EX FICO 8 has since risen to a 730. I opened the account 3 months ago and I was wondering how soon will Citi Bank let me request a credit limit increase? 

Message 1 of 5
4 REPLIES 4
CreditCuriosity
Moderator Emeritus

Re: How soon can I request a credit limit increase on the Citi Costco Visa after account opening?

6 months typically between

Message 2 of 5
JSUB
Regular Contributor

Re: How soon can I request a credit limit increase on the Citi Costco Visa after account opening?

Defintely 6 months. If memory serves the app should tell you the date you're able make your next CLI request.

Message 3 of 5
Mervin
New Member

Re: How soon can I request a credit limit increase on the Citi Costco Visa after account opening?

I’d wait at least six months. You need to pay on time every month, too.

Message 4 of 5
dfwxjer
Established Contributor

Re: How soon can I request a credit limit increase on the Citi Costco Visa after account opening?

Citi is every 6 months. If you try to request a CLI before then it will let you know the date you are allowed to request it. Set a calendar reminder and try again on the date listed. 

Current active cards:
Amex - Platinum, BCP
BofA - Unlimited Cash Rewards Sig
Chase - CSR, Amazon Prime, United Explorer
Citi - Custom Cash, Costco Visa
TCL - $370k
CC utili - 2%
Experian - 818
Message 5 of 5
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