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I have 3 Cominity Store cards. WayFair ($2000), Williams-Sonoma($400), Venus($250). Do they grow in credit limits? How soon and how often can we ask Comenity CLI on these cards ? Is it going to be a soft or hard?
I would wait about 6 months in current environment. Some have gotten CLIs sooner however. Here's a few threads:
@RadioRob wrote:I would wait about 6 months in current environment. Some have gotten CLIs sooner however. Here's a few threads:
Thanks for the reply to my message.
Also if requesting online there should be a check box if you want to allow them to HP you. If you do, the theory is the increase could be much bigger.
I hit the button every 30 days and haven't had a denial yet but do to Covid I've been for the most part laying off
Some 2 a month if you have new use on the cards.
They can be a great tool to grow quickly and higher limits during rebuilding.
The Venus I'm not familiar but Wayfair will do at least 1 if not 2 (sign out, sign back in and request again) each statement that you have some spend just about like clockwork!
PFFT 6 months!
@Rogue46 wrote:I hit the button every 30 days and haven't had a denial yet but do to Covid I've been for the most part laying off
Hmm, interesting. We're these hard pulls or soft? I have a Children's Place card that I use often so just curious. I haven't yet hit the "CLI" button, then again, I've only had the card since January and they auto-increased me a whopping $100 back in May (yup, after the pandemic).
@financialfreedom777 wrote:
@Rogue46 wrote:I hit the button every 30 days and haven't had a denial yet but do to Covid I've been for the most part laying off
Hmm, interesting. We're these hard pulls or soft? I have a Children's Place card that I use often so just curious. I haven't yet hit the "CLI" button, then again, I've only had the card since January and they auto-increased me a whopping $100 back in May (yup, after the pandemic).
SP, no point in having comenity if you don't constantly hit that cli button!!
@Creditaddict wrote:
@financialfreedom777 wrote:
@Rogue46 wrote:I hit the button every 30 days and haven't had a denial yet but do to Covid I've been for the most part laying off
Hmm, interesting. We're these hard pulls or soft? I have a Children's Place card that I use often so just curious. I haven't yet hit the "CLI" button, then again, I've only had the card since January and they auto-increased me a whopping $100 back in May (yup, after the pandemic).
SP, no point in having comenity if you don't constantly hit that cli button!!
Really??? So constant hits on the CLI button won't incur a HP? Even now with the pandemic?
@financialfreedom777 wrote:
@Creditaddict wrote:
@financialfreedom777 wrote:
@Rogue46 wrote:I hit the button every 30 days and haven't had a denial yet but do to Covid I've been for the most part laying off
Hmm, interesting. We're these hard pulls or soft? I have a Children's Place card that I use often so just curious. I haven't yet hit the "CLI" button, then again, I've only had the card since January and they auto-increased me a whopping $100 back in May (yup, after the pandemic).
SP, no point in having comenity if you don't constantly hit that cli button!!
Really??? So constant hits on the CLI button won't incur a HP? Even now with the pandemic?
Not that I've seen.... every once in a while the online button will change and add hp language but that's rare and if you just wait it goes away after a month or two