@silverbimmer04 wrote:
Lol.. I wish I had some serious money in that bank... Fair to say I'm rebuilding, and in this process, I have to also understand every bank is different... My mortgage is with BOA, so that may have helped me to get approved with them... Chase from what I have read on this forum is kinda strict... I acan call them and ask for a recon, but if you feel I need to let my accounts marinate for awhile, I can accept that... Chase may also want to see how I manage my new accounts going forth.. True ?
True- See blue. Give it one shot (call) and if they say no then wait for your account to age abit. Call the credit analyst and say..
"Hello, I applied for the United Explorer card and wanted to know if I can have it reviewed since I didn't get an instant decision (Don't say I was immediately declined). If they pull you up and come back after verifying you continue to say .. I know my profile isn't the best but I have been a Chase customer for 25 years. I have made my share of credit mistakes along the way and have always known Chase likes quality profiles hence the abtinance. I applied for the this particular card because I had the debit card and that is no longer in use so I took the chance of applying for the credit card. (Do not mention transfering miles or none of that).
I am not asking much but just a chance to prove myself.. (Be sincere and truthful). These analyst are human beings.. Report back with what they say after you cal.
..