How to close CreditOne? It's like they refuse?

[Anonymous]

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@Anonymous wrote:

Nixon, if it were my card, it would already be closed.  I can't get my husband to close it and it is his card.  We want to buy a house this year and he is concerned it will hurt his credit.  His mentality is, "It is only $8 a month for now, big deal". I told him it will stay on there for 10 years.  It won't hurt his utilization because he rarely uses credit.  He said but it will show CLOSED and I don't like that *sigh*

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I gotcha.

[Chilli]

I closed mine today...they tried to offer me a lower interest rate for 6 months and a cli for $25! LOL they kept asking me if I was sure!

I requested to speak to someone in the US...to confirm that it was closed and requested a letter be mailed to me....

so we'll see what happens.

i think I will fax a letter confirming in the morning. 

[Anonymous]

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@Chilli wrote:

I closed mine today...they tried to offer me a lower interest rate for 6 months and a cli for $25! LOL they kept asking me if I was sure!

I requested to speak to someone in the US...to confirm that it was closed and requested a letter be mailed to me....

so we'll see what happens.

i think I will fax a letter confirming in the morning. 

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A credit CLI of $25?  What???  Good grief, good you closed that thing out..

[Chilli]

No...to clarify...they wanted me to pay them $25 to give me a cli!....I guess that is for processing a cli. Lol

they charge you for processing a cli

[taxi818]

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@theyskigirl916 wrote:

I'm a little ticked.

There's no option online to close the account. I've called twice, they've assured me it will be processed and closed. However, I keep getting bills for $8.25 (the annual fee, cleverly divided over the year!) plus interest (HOW, when it's a zero balance?).

How the heck do I close this piece of poop?

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sorry to laugh they want that AF. always company like this a PITA to close. i would file a complaint to the BBB and whatever other agency explaining to supervisor. im not taking no as a answer. that is sick. .

[taxi818]

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@Anonymous wrote:

This is the one card my husband has that I HATE!!!  He said when he got it, he didn't pay close enough attention.  He thought it was capital one.  It was his first card after the bankruptcy.  I despise this monthly billing crap for the annual fee AND the interest that accumulates instantly.  They make it impossible to keep one card below 10% for the best credit score situation.  He is closing it soon as we can buy a house.  I can't even get him to call and fight to have that annual fee changed.  I now dread hearing him when he tries to cancel it.   BLAH!!!

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This is why cap one gets such a bad rap. people not paying attention to who they are banking with. me for one. i luv my cap one. even ive out grown them. they will always be best for me. as gave me a second chance. even after i burned them.

[CreditCuriosity]

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@Chilli wrote:

No...to clarify...they wanted me to pay them $25 to give me a cli!....I guess that is for processing a cli. Lol

they charge you for processing a cli

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wow lol .. before closing mine they were offering me a CLI of 250 for 9.95 I believe... I have been getting emails and regular mail saying I can re-open my card without a HP, etc, etc... Gotta give them an A for effort..

[happypill]

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@Chilli wrote:

No...to clarify...they wanted me to pay them $25 to give me a cli!....I guess that is for processing a cli. Lol

they charge you for processing a cli

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Yuk!  Get out and don't turn back!

[Anonymous]

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@skigirl916 wrote:

I'm a little ticked.

There's no option online to close the account. I've called twice, they've assured me it will be processed and closed. However, I keep getting bills for $8.25 (the annual fee, cleverly divided over the year!) plus interest (HOW, when it's a zero balance?).

How the heck do I close this piece of poop?

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I have a Credit One card, and not until I've lived on this site for the last 3 weeks did I see the light.  I was even defending them when someone made a negative comment? However, aside for the fact that I need them for about 2-4 months longer (due to AAoA=1.7 years) I will be getting rid of them also.  I have learned that are several cards that rebuilders can get that do not have the fees, fees and fees that come with Credit One.  I also hate the monthly annual fee.