How to get Pre-Qualified for a chase Card

[Anonymous]

Hey Everyone,

Just out of curiosity, my credit score falls in 700 - 749 range, but my credit history is low with an average age of 1 year as i got my 1st credit card in Jan 2016.

Currently, I have two credit cards oldest one from Boa with a credit limit of 9000 and another one from discover with a limit of 1350.

My question is, I get prequalified from most of the creditors like citi, capital one etc but I need a card from chase and I do not get pre-qualify for it.

I had already applied for chase freedom twice, first when my credit history was 6 months old and the 2nd time when my credit history was 9 months with an outcome of rejection twice.

So I have decided not to apply until i get prequalified, once of my friend got approved for chase CSR at an thin history of 6 months but he had an account with chase.

Any inputs will be highly appreciated.

Thanks.

[Anonymous]

Chances increase significantly of getting in after 1 year of history with other lenders.  Assuming everything else in the profile is in clean and in check.

[gdale6]

Welcome to the board

[Anonymous]

Did you try opening an account with Chase? I feel that helps a lot. I have had a checking and savings account with Chase, and when I applied for a Freedom card 6 months after I got my first credit card, I got approved it with a 500$ (pretty measly, but still) limit. 1 month back, after 6 months of use and payments on the Freedom, and with the total assets with Chase increasing beyond 10k, I got 'Selected for you' offers for the FU, CSP and Slate. Applied for the CSP, got approved with a 6k SL, with my first card opened in Feb 2016.

Maybe you could start by parking  300$ in a savings account? The card application does ask if you have accounts wth Chase.

[Anonymous]

I had a thin credit history. Not certain if it's relevant, but I created a Chase checking account with some fairly large auto deposits and was able to get CSP and Freedom within about 6 months of that. No pre-qual for either. I only had 2 cap 1 cards before that totalling 5K. Curious to hear if others think checking accounts influence anything.

[UncleB]

Hello @Anonymous,

I've merged your multiple identical threads into one; please refrain from cross-posting since it can be confusing and it's against this site's terms of service.

Thanks for understanding!

--UncleB

myFICO Moderator

[AllCredit]

Have you checked the pre-qual tool on their site?  If so they also offer pre-approvals on their free credit report thing (Credit Journey?).  Also if you are close to a branch you can go in and check for pre-approvals, which are off a different system than the ones you can look at online for yourself.  Also do you just want a Chase card or particular card...if you just want Chase...what about the Amazon Prime card people have argued that it is the easist Chase card to get...

[Anonymous]

I was going to suggest the same thing, using the "pre-qualified offers" link on the Chase site.  There you should be able to see if you're not able to get a Chase card, as those pre-quals are said to be about 90% solid.

[Anonymous]

Thanks, noted for future 

[Anonymous]

Yup, tried that but it shows nothing went to branch even that shows nothing looking for Chase CSP.