Maybe this has been asked before but I am pretty new to travel cards and points. I was thinking, hypothetically if you had multiple travel cards and used them often or got multiple sign up bonus’s, is there a way to use all those points for the same thing, like a vacation? I assume there is so my question really is how? I don’t expect anyone to go into to much detail but I’m guessing you would find a place to transfer all the points to the same place?
The reason I ask is because I got a prequalified offer for csp with a 50k bonus offer which is probably normal but made me think. I just got the Amex gold so I probably won’t do it but good info to have in the future. Thanks!
The reason I ask is because I got a prequalified offer for csp with a 50k bonus offer which is probably normal but made me think. I just got the Amex gold so I probably won’t do it but good info to have in the future. Thanks!
@UpperNwGuy wrote:If you spread your spending across multiple credit card rewards systems (UR, MR, TYP, other bank points, airline miles, hotel points, etc), you will be a mile wide and an inch deep, and it will take you a long time to redeem.
Your best bet is to pair bank points with the airline miles to which they can be transferred. For example, pair Chase UR with United miles or Amex Platinum and Gold with Delta miles.
In some cases you can transfer from multiple bank points systems to a single airline's frequent flyer program. I'm thinking of Jet Blue, Air France, KLM, and British Airways.
Notice the absence of American Airlines from any of these combos....
+1. To add - Having multiple travel cards with multiple different reward systems is not only hard to track but hard to manage. I wouldn't recommend doing it unless you really know what your doing. Otherwise, I'd suggest sticking to one. If you have SUBs to hit, then there's a few things you can do. Break down your travel to plane tickets, car rental, hotel, etc. You can put each expense on one card and continue doing that (if you have alot of travel coming up soon). Also, there are times with reward systems that one may work out better then the other. Hypothethical example - Chase UR points give more per point vs. Citi TY points.
Thanks for the info, makes sense. Like I said I don’t plan on doing this just thought about it after getting the prequalified offer from csp.
We need to make a distinction between Sign up benefits, ongoing spend plans and earning points, and actual travel such as business travel where you earn “free” points.
I have been going through several card applications in the last several years to get various SUB. Those bonuses add up, and along with points/miles from business travel have contributed to several nice vacations. Many of those cards are helpful, some I am closing because they don’t work for me long term. I am approaching the stage where SUB does not matter as much, and focused spend and business earnings become more important for me.
While the ideal is to have a few cards earning focused benefits, it is not possible to accurately state whether a particular card or set of cards is “ideal” for any person. Thus it is beneficial to try the cards, enjoy the SUB, really learn what the card can do for you, then decide what to do longer term.
