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How will balance report?

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belle6m2k
Regular Contributor

How will balance report?

I accidentally paid too much on my Amex yesterday causing my balance to be negative 179 dollars. It will report on April 3 to the CRA. Will it report as zero or as a negative balance?
Message 1 of 4
3 REPLIES 3
Adkins
Legendary Contributor

Re: How will balance report?

The balance will report as zero. 


Last HP 08-07-2023



Message 2 of 4
Gregory1776
Valued Contributor

Re: How will balance report?

0



Experian [817] TransUnion [8**] Equifax [834]

Total Revolving Limits [$236,500]

PenFed Loan: $679/$8,000
Message 3 of 4
Anonymous
Not applicable

Re: How will balance report?

It will report as zero and Amex will either apply the negative to the next cycle or some lenders like capital one will cut you a check for the over payment.
Message 4 of 4
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