I have to agree, and in retrospect, I think that is why I was denied for Home Depot, because my CR has nothing on it to suggest that I should have been denied. DH had a BK two years ago, and though he kept HD, it diappeared off his report, and they have never sent him any communication abou **bleep**. And he PIF every month, too. It was the one card he wanted to keep after his divorce.
It creeps me out, too.
WOW! EQ when I joined myFICO: 657. Ups and downs and a few bumps and bruises, but finally back over 700. Whew!