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I can't seem to combine Capital One accounts?

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Anonymous
Not applicable

Re: I can't seem to combine Capital One accounts?

ok so a good data point would be this. Has anyone combined them having an AU on the account>?

Message 11 of 15
MyLoFICO
Valued Contributor

Re: I can't seem to combine Capital One accounts?


@Anonymous wrote:

Yeah, for me I definitely had to have zero on both.  It kept only giving me the option one way (closing the one I wanted to keep).  Could it just be coincidence?  Sure, but as soon as my balance was zero on the card I wanted to keep it gave me that option.  Again, this was my experience but obviously might be different for someone else.


Nope, identical to my experience. Not sure why the balance has any effect but I can probably guess its easier on them. 


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 12 of 15
MyLoFICO
Valued Contributor

Re: I can't seem to combine Capital One accounts?

The AU cards are closed out on the account you will be losing in the merge. I don't know if they transfer tot he new card but I imagine you have that option. 


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 13 of 15
ttleigh
Regular Contributor

Re: I can't seem to combine Capital One accounts?

Are you sure the account from October is over 6 months old? Just a thought but if you applied near the end of October and it took a week or so to come in and then a week or so to activate it may just be the card hasn't quite hit 6 months. If that's a possibility it will prob work any day now
Message 14 of 15
Taoron
Frequent Contributor

Re: I can't seem to combine Capital One accounts?


@ttleigh wrote:
Are you sure the account from October is over 6 months old? Just a thought but if you applied near the end of October and it took a week or so to come in and then a week or so to activate it may just be the card hasn't quite hit 6 months. If that's a possibility it will prob work any day now

It was opened at the beginning of the month.



Message 15 of 15
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