@MarineVietVet wrote:
@amercnchopz34 wrote:Marine....do u think it's a good option for me to o so after bk.....should I do it after bk or just wait till it comes off my report in 2015 and see what I get then?.......I just want to see if maybe I will get offers for a prime card....One possible problem I see in opting back in is the added temptation to apply for a card just "because" you received something in the mail. Believe me I've been down that road.
Of course the final decision is yours but I would probably suggest you research as much as possible on the cards that are best for you; those cards that fit your situation; those that will grow with you. Don't get in a hurry. Take your time before deciding.
+1
@MarineVietVet wrote:
@amercnchopz34 wrote:Marine....do u think it's a good option for me to o so after bk.....should I do it after bk or just wait till it comes off my report in 2015 and see what I get then?.......I just want to see if maybe I will get offers for a prime card....One possible problem I see in opting back in is the added temptation to apply for a card just "because" you received something in the mail. Believe me I've been down that road.
Of course the final decision is yours but I would probably suggest you research as much as possible on the cards that are best for you; those cards that fit your situation; those that will grow with you. Don't get in a hurry. Take your time before deciding.
I will not apply for cards I dont need......I was just wondering if if would do me harm if I did (like some of the IIB accounts will come back to bite me in the A**?????
Do I need to opt in though??
I never opted out......just wondering ??
@amercnchopz34 wrote:
@MarineVietVet wrote:
@amercnchopz34 wrote:Marine....do u think it's a good option for me to o so after bk.....should I do it after bk or just wait till it comes off my report in 2015 and see what I get then?.......I just want to see if maybe I will get offers for a prime card....One possible problem I see in opting back in is the added temptation to apply for a card just "because" you received something in the mail. Believe me I've been down that road.
Of course the final decision is yours but I would probably suggest you research as much as possible on the cards that are best for you; those cards that fit your situation; those that will grow with you. Don't get in a hurry. Take your time before deciding.
I will not apply for cards I dont need......I was just wondering if if would do me harm if I did (like some of the IIB accounts will come back to bite me in the A**?????
Do I need to opt in though??
I never opted out......just wondering ??
Possible JDB's will get your info. and start hassling you if your within SOL and it wasn't IIB.
@LS2982 wrote:
@amercnchopz34 wrote:
@MarineVietVet wrote:
@amercnchopz34 wrote:Marine....do u think it's a good option for me to o so after bk.....should I do it after bk or just wait till it comes off my report in 2015 and see what I get then?.......I just want to see if maybe I will get offers for a prime card....One possible problem I see in opting back in is the added temptation to apply for a card just "because" you received something in the mail. Believe me I've been down that road.
Of course the final decision is yours but I would probably suggest you research as much as possible on the cards that are best for you; those cards that fit your situation; those that will grow with you. Don't get in a hurry. Take your time before deciding.
I will not apply for cards I dont need......I was just wondering if if would do me harm if I did (like some of the IIB accounts will come back to bite me in the A**?????
Do I need to opt in though??
I never opted out......just wondering ??
Possible JDB's will get your info. and start hassling you if your within SOL and it wasn't IIB.
Gotcha...LS ....I should probably stay away from opting in then..
@amercnchopz34 wrote:
@LS2982 wrote:
@amercnchopz34 wrote:
@MarineVietVet wrote:
@amercnchopz34 wrote:Marine....do u think it's a good option for me to o so after bk.....should I do it after bk or just wait till it comes off my report in 2015 and see what I get then?.......I just want to see if maybe I will get offers for a prime card....One possible problem I see in opting back in is the added temptation to apply for a card just "because" you received something in the mail. Believe me I've been down that road.
Of course the final decision is yours but I would probably suggest you research as much as possible on the cards that are best for you; those cards that fit your situation; those that will grow with you. Don't get in a hurry. Take your time before deciding.
I will not apply for cards I dont need......I was just wondering if if would do me harm if I did (like some of the IIB accounts will come back to bite me in the A**?????
Do I need to opt in though??
I never opted out......just wondering ??
Possible JDB's will get your info. and start hassling you if your within SOL and it wasn't IIB.
Gotcha...LS ....I should probably stay away from opting in then..
I think it would be best to stay opted out until it falls off, helps in more ways than 1.
@LS2982 wrote:
@amercnchopz34 wrote:
@LS2982 wrote:
@amercnchopz34 wrote:
@MarineVietVet wrote:
@amercnchopz34 wrote:Marine....do u think it's a good option for me to o so after bk.....should I do it after bk or just wait till it comes off my report in 2015 and see what I get then?.......I just want to see if maybe I will get offers for a prime card....One possible problem I see in opting back in is the added temptation to apply for a card just "because" you received something in the mail. Believe me I've been down that road.
Of course the final decision is yours but I would probably suggest you research as much as possible on the cards that are best for you; those cards that fit your situation; those that will grow with you. Don't get in a hurry. Take your time before deciding.
I will not apply for cards I dont need......I was just wondering if if would do me harm if I did (like some of the IIB accounts will come back to bite me in the A**?????
Do I need to opt in though??
I never opted out......just wondering ??
Possible JDB's will get your info. and start hassling you if your within SOL and it wasn't IIB.
Gotcha...LS ....I should probably stay away from opting in then..
I think it would be best to stay opted out until it falls off, helps in more ways than 1.
Got it....feeling a bit itchy after my Zync denial........
@amercnchopz34 wrote:
@LS2982 wrote:
@amercnchopz34 wrote:
@LS2982 wrote:
@amercnchopz34 wrote:
@MarineVietVet wrote:
@amercnchopz34 wrote:Marine....do u think it's a good option for me to o so after bk.....should I do it after bk or just wait till it comes off my report in 2015 and see what I get then?.......I just want to see if maybe I will get offers for a prime card....One possible problem I see in opting back in is the added temptation to apply for a card just "because" you received something in the mail. Believe me I've been down that road.
Of course the final decision is yours but I would probably suggest you research as much as possible on the cards that are best for you; those cards that fit your situation; those that will grow with you. Don't get in a hurry. Take your time before deciding.
I will not apply for cards I dont need......I was just wondering if if would do me harm if I did (like some of the IIB accounts will come back to bite me in the A**?????
Do I need to opt in though??
I never opted out......just wondering ??
Possible JDB's will get your info. and start hassling you if your within SOL and it wasn't IIB.
Gotcha...LS ....I should probably stay away from opting in then..
I think it would be best to stay opted out until it falls off, helps in more ways than 1.
Got it....feeling a bit itchy after my Zync denial........
I was too..............
Hang in there!!!
@MarineVietVet wrote:
@amercnchopz34 wrote:I will not apply for cards I dont need......I was just wondering if if would do me harm if I did (like some of the IIB accounts will come back to bite me in the A**?????
Do I need to opt in though??
I never opted out......just wondering ??
If you've never gone to that site and opted out then you should be receiving all those annoying pre-approval credit and insurance offers.
I thought if you file BK your automatically opted out for a certain period of time?