I guess Amex has the warm fuzzies for me...

[tinuviel]

... because now they've sent me an invite to apply for a Gold card. Ummmm..... I just got the Green, don't need another one.  I'm quite happy to build some history on my new card and recultivate my relationship with Amex.

When I got the invite for Green, I went online to try the preapproval link and was offered Gold, Green and Zync. Green suited me best, so I went with that.

Anyway, I've got to say that it feels really, really good to be getting mailings from a prime issuer. It might be hard for those who have never had to rebuild their credit, but for me there is definitely an emotional impact to beginning to feel creditworthy again. I don't care if these solicitations fall under the category of junk mail -- keep them coming!

[Mzvanessa]

  Congratulation on your new AMEX card and kudos for not apping for more than one.

[aftermath]

I don't get it.  I have FICO scores in the mid 700's and I never get any solicitations or pre-approvals.  I am not opted-out either.

[andre181]

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@aftermath wrote:

I don't get it.  I have FICO scores in the mid 700's and I never get any solicitations or pre-approvals.  I am not opted-out either.

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Same here. I rarely get them anymore. I used to get TONS from HSBC and Capital One, but then they just stopped

[tinuviel]

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@aftermath wrote:

I don't get it.  I have FICO scores in the mid 700's and I never get any solicitations or pre-approvals.  I am not opted-out either.

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I'm not quite sure either, but apparently there's something in my profile that they see and like. It could be that I have a fairly long credit history and a good degree of employment and residence stability. My baddies are old and will be gone soon.

I hope that folks here don't take my intent behind this thread the wrong way. I'm not trying to gloat, or upset anyone here in any way; it's more a matter of celebrating a personal milestone. I've  experienced past frustrations with rebuilding and am now FINALLY beginning to have my credit profile viewed in a positive light. Over the course of the last year I've worked very hard at improving my credit habits -- paying off old debt, getting my util waaaaay down from where it was, avoiding overspending and remembering to PIF, etc... -- and it feels wonderful to see favorable results.

[Noctilum]

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@aftermath wrote:

I don't get it.  I have FICO scores in the mid 700's and I never get any solicitations or pre-approvals.  I am not opted-out either.

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Same scenario for me.  When I bought a house and stopped applying for credit altogether after that, I stopped getting all offers.  I move, open a new checking account and BAM tons of offers.

[aftermath]

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@tinuviel wrote:

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@aftermath wrote:

I don't get it.  I have FICO scores in the mid 700's and I never get any solicitations or pre-approvals.  I am not opted-out either.

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I'm not quite sure either, but apparently there's something in my profile that they see and like. It could be that I have a fairly long credit history and a good degree of employment and residence stability. My baddies are old and will be gone soon.

I hope that folks here don't take my intent behind this thread the wrong way. I'm not trying to gloat, or upset anyone here in any way; it's more a matter of celebrating a personal milestone. I've  experienced past frustrations with rebuilding and am now FINALLY beginning to have my credit profile viewed in a positive light. Over the course of the last year I've worked very hard at improving my credit habits -- paying off old debt, getting my util waaaaay down from where it was, avoiding overspending and remembering to PIF, etc... -- and it feels wonderful to see favorable results.

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You have all the right to gloat, you've earned it.  Getting to where you are doesn't happen overnight.  It takes persistence and a lot of sweat and tears.

I was just thinking outloud.

[tinuviel]

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@aftermath wrote:

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@tinuviel wrote:

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@aftermath wrote:

I don't get it.  I have FICO scores in the mid 700's and I never get any solicitations or pre-approvals.  I am not opted-out either.

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I'm not quite sure either, but apparently there's something in my profile that they see and like. It could be that I have a fairly long credit history and a good degree of employment and residence stability. My baddies are old and will be gone soon.

I hope that folks here don't take my intent behind this thread the wrong way. I'm not trying to gloat, or upset anyone here in any way; it's more a matter of celebrating a personal milestone. I've  experienced past frustrations with rebuilding and am now FINALLY beginning to have my credit profile viewed in a positive light. Over the course of the last year I've worked very hard at improving my credit habits -- paying off old debt, getting my util waaaaay down from where it was, avoiding overspending and remembering to PIF, etc... -- and it feels wonderful to see favorable results.

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You have all the right to gloat, you've earned it.  Getting to where you are doesn't happen overnight.  It takes persistence and a lot of sweat and tears.

I was just thinking outloud.

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Quite true. Thanks!