I hit the jackpot with this Pre-Approval

chrisw1968uk · ‎02-08-2014

Hi All - I don't want you all to get jealous here!!!

I have some nice cards with good limits, decent score etc - BUT GUESS WHAT? - I have just been pre-approved by First Premier - with a $700 CL!!!!!!!! whooooooo hoooooo lololol

Simply827 · ‎02-08-2014

With $175 AF and 36% APR?? Me tooo!

Omg, we're so lucky.

From 144k CL to BK7- 7.19.24

myjourney · ‎02-08-2014

Lol

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

CreditMagic7 · ‎02-08-2014

Congrats! I got my offer just last week! In fact my 3rd FP preapproval for $700! with the beautiful Amex type $175 AF! It's so reassuring they look forward to our business

Swapmeet · ‎02-08-2014

Awwww Man! I never get the good pre-approvals...

My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie

adavis425 · ‎02-08-2014

Congrats! You have arrived!

DaylightSlaving · ‎02-08-2014

@adavis425 wrote:

Congrats! You have arrived!

Movin' on up, movin' on up! LOL!

Last App: 12/25/2013
TU: 743 (Discover) Ex: 718 (CS) Goal: 760+ Across All
Gardening Until 6/25/14+

OneDay_750 · ‎02-08-2014

Awesome! I could not be so fortunate, LOL.

CURRENT SCORES: EQ: 628 (12/14/14); TU: 628 (12/10/14); EX: 636 (12/13/14)--All myFICO
STARTING myFICO EQ SCORE:: 507 (11/2013); GOAL SCORE: 700--(All CRAs); GARDENING SINCE: 10/5/14
NFCU cashRewards Signature Visa: $5K CL @ 16.65%

NFCU cashRewards Signature Visa: $5K CL @ 16.65%

USAA Secured Platinum MC: $1K CL @ 9.90%

CapOne Platinum MC: $551 CL, $51 Secured, @ 22.9%

yudeology101 · ‎02-08-2014

LOL I got the same offer in the mail today, too! It said something like it'll take out the $175 initially so my available spending limit would be $525. WooHoo

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO ↑ 11) EX:686 (FICO ↔ N/C) TU:686 (FICO ↑ N/C) *8-5-14*

Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)

CreditMagic7 · ‎02-08-2014

Awesome, simply awesome.