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@Anonymous wrote:
Thanks for your feedback and nice comments guys I really appreciate it. What bothers me is credit one also keeps sending me pre approved mail as well "your preapproved for a credit line up of $1500". I only recive pre approvals from only first premier and credit one why doesn't any other bank like citi and other major banks do that (than I won't mind at all). Ughh that's why I was thinking if I still only qualify for these two cards with these insane fees credit one and first premier
The DW and I get that crap all the time and occasionally a prime lender. Most of us on My Fico are rebuilding or aggressively building credit and have a low AAoA and a lot of new accounts obtained in a short period of time, plus credit scores that have dramatically risen in a short period of time.
So we are on the rebuilder lists plus if you have scores in the 600's those offers are geared to people like us. Get across the board scores over 760 and all of that will change.