I keep getting a preaproval in both mail and email for First Premier card

[CreditMagic7]

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@Anonymous wrote:

From my stepdad's experience, once you're in First Premier's radar, you'll never escape the pre-approvals. And, in his case, every time he checks online pre-quals, it seems he gets yet another pre-approval in the mail. Since he had an account before, I honestly believe that they might have something in their system that sets off when a previous 'customer' (victim, more like...) is looking for credit, so that they can get on them again...

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Hah ha. He has a very good point. After i landed and established solid credit with a variety of Prime Lenders ole FirstPremier stop sending preapprovals in THAT name and instead every once in a blue moon float one to my mailbox with an entirely new name but same tactics, same offer, and same STATE! that sticks out like a sore thumb right there on the front of the envelope 

[Pway]

Please don't do it.  Why waste a HP on foolishness. 

[Anonymous]

/\/\/\ +1 to what he said
! ! !
Buy a shredder! They come in handy to make tinder for campfires in the garden.

[Anonymous]

Thanks for your feedback and nice comments guys I really appreciate it. What bothers me is credit one also keeps sending me pre approved mail as well "your preapproved for a credit line up of $1500". I only recive pre approvals from only first premier and credit one why doesn't any other bank like citi and other major banks do that (than I won't mind at all). Ughh that's why I was thinking if I still only qualify for these two cards with these insane fees credit one and first premier

[Anonymous]

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@Anonymous wrote:
I keep getting mail and email from from First Premier bank. I read the terms and wow what a fee there is. I don't mind the mail and I will opt out soon what I need is to know what you guys think if I should apply my.. fico scores ranged from 652-684 my cards

Home depot consumer credit card CL $6000
WAL-MART Store Card CL $5000
Bank of America cash rewards CL $3000
Quicksilver One MC CL$2000
Quicksilver Platinum Visa CL$3000
Care Credit CL $5500
WELLS FARGO SECURED CARE

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In no way is this real, nice try.

[takeshi74]

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@Anonymous wrote:
what I need is to know what you guys think if I should apply my..

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Do not simply respond to offers.  Select cards that suit your needs/wants.  Don't let a creditor's marketing department decide for you.

[Anonymous]

Missingcalifornia it is real and I was contemplating ik who these lenders are I just wanted to hear other thoughts about it before I go any further and judging by everyones comments I don't need this card both first premier and credit one

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:
I keep getting mail and email from from First Premier bank. I read the terms and wow what a fee there is. I don't mind the mail and I will opt out soon what I need is to know what you guys think if I should apply my.. fico scores ranged from 652-684 my cards

Home depot consumer credit card CL $6000
WAL-MART Store Card CL $5000
Bank of America cash rewards CL $3000
Quicksilver One MC CL$2000
Quicksilver Platinum Visa CL$3000
Care Credit CL $5500
WELLS FARGO SECURED CARE

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In no way is this real, nice try.

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Don't assume.  I have 35,000 avail credit (highest being 10k Venture), car loan and deferred student loans (avg Fico of 700).  Speaking to OP, I received a "pre-approved" 1st Premiere in the mail today, and dang it took me a whole 15 minutes to find my scissors. 

[Anonymous]

YOU have a much more glorious resume than their requirements.

They -subprime- attack at dawn.  

Do a Lannister - game of thrones - uppity sneer as you tear their mailers into the trash. It's kinda empowering and satisfiying. 

[Anonymous]

My other favorite is the loan with Rocky running up the stairs if you sign up for a loan in the seventies you might have paid it off by now