I'm letting 2% report instead of 1% this month

[pizza1]

Right!! But I will freak out if my score drops lol!! Even it's 1 or 2 points, that's huge for someone like me whose rebuilding and has a bk. I've worked really hard

[Anonymous]

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@pizza1 wrote:
Right!! But I will freak out if my score drops lol!! Even it's 1 or 2 points, that's huge for someone like me whose rebuilding and has a bk. I've worked really hard

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Scores go up AND down at will. For all we know, We can be rebucketed at any time and get dropped by 30 points for no apparent reason.

[TRC_WA]

My EQ dropped today from 700 to 698 after 2 INQs from my new accounts reported.  Not a huge deal... It will bounce back.

im going to see fluctuation over the next month or so as these new accounts report and my UTI goes down... No worries.

[Anonymous]

Wanna know something that made me gasp when I saw it? 

My TU score on Dec 3 was 721 (only had one credit lime of $700; 4% utilization)

I applied and was approved on Dec 4 for the Discover It, AMEX PRG, and got my BoA card increased from $700 to $2,700).

My TU score on Dec 5 was 747. 

How.. In the heck after all those inquiries.. Did my score go up 26 points? 

[vanillabean]

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@Anonymous wrote:

Wanna know something that made me gasp when I saw it? 

My TU score on Dec 3 was 721 (only had one credit lime of $700; 4% utilization)

I applied and was approved on Dec 4 for the Discover It, AMEX PRG, and got my BoA card increased from $700 to $2,700).

My TU score on Dec 5 was 747. 

How.. In the heck after all those inquiries.. Did my score go up 26 points? 

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Because FICO considers three cards to be the ideal. It's downhill from there.

[Anonymous]

LOL! I guess my days of playing around are gone after the 4th one. 

[Anonymous]

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@Anonymous-own-fico wrote:

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@Anonymous wrote:

Wanna know something that made me gasp when I saw it? 

My TU score on Dec 3 was 721 (only had one credit lime of $700; 4% utilization)

I applied and was approved on Dec 4 for the Discover It, AMEX PRG, and got my BoA card increased from $700 to $2,700).

My TU score on Dec 5 was 747. 

How.. In the heck after all those inquiries.. Did my score go up 26 points? 

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Because FICO considers three cards to be the ideal. It's downhill from there.

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Read your response, found the same information from credit information sites. For my credit file this has certainly not been my findings ... credit file thinkness and so on has an effect too.