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I'm ready to FIRE CreditOneBank

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Anonymous
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I'm ready to FIRE CreditOneBank

They are reporting to all thee CRA as closed. I have called them three times and have gotten nowhere. Since they want to report as closed, I think I'm going to just go ahead and close the account. I have been with them 2 years and havn't broke $800 CL. I dont think the CL for this tradeline is being factored into my Available credit which is not helping me any, so why pay their outragous fees?
 
What negative impact will this have on me? I assume nothing at all since it reports as closed now, and even has a date of deletion (2018).  Anyone care to chime in?
 
As an added bonus,
They should really try and come up with their own design/logo instead of ripping off cap 1.
Message 1 of 4
3 REPLIES 3
Anonymous
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Re: I'm ready to FIRE CreditOneBank

You should have fired them a year ago.Smiley Wink
Message 2 of 4
Anonymous
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Re: I'm ready to FIRE CreditOneBank

Your FICO scores are way too good for Credit One. You should kick them to the curb!
Message 3 of 4
Anonymous
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Re: I'm ready to FIRE CreditOneBank

Thank you Fretless!! I imagine I was mid 500's when I got this card. Im just scared to apply for anything right now. I have an avg. of 4 CA on each report. 20 inq. (2year) on EQ and 18 on TU. 12 of those are from car shopping though. If I could find a guaranteed EX puller, I only have 6 inq. (2year)I would probably go for it. Maybe Patelco?

Will I suffer any, score wise for closing this account?
Message 4 of 4
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