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I'm thinking I should send this

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casmith1980
Established Contributor

I'm thinking I should send this

Dear Capital One -

 

I love you.  I truly love you.  I wish you loved me in return.  I have waited patiently for you to show me some love, but you continue to ignore me and push me aside.  I try to talk to you and convince you to say "I love you" but you just respond with "not at this time". 

 

I will continue to stalk you until you love me (or at least until I don't need your rejection anymore).

 

Sincerely,

 

Me - the person you've stuck at the same limit for 15 months <3

Filed BK 12/5/14
341 meeting 1/9/15
Anticipated discharge 3/10/15

Goal: 700 by 3/2017
Message 1 of 12
11 REPLIES 11
Booner72
Senior Contributor

Re: I'm thinking I should send this

I'd send it except take out the part that says "stalk".  I'd say something sweet like "I'll continue to send you friendly reminders..."

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Message 2 of 12
casmith1980
Established Contributor

Re: I'm thinking I should send this

Maybe I should send a box of chocolates with it?  Everyone likes chocolate...and I feel like it could only help my case Smiley Wink

 

 

Filed BK 12/5/14
341 meeting 1/9/15
Anticipated discharge 3/10/15

Goal: 700 by 3/2017
Message 3 of 12
GoodCredBen
Valued Contributor

Re: I'm thinking I should send this

Maybe but nothing expensive, they will then just be getting more from you and giving nothing in return (possibly) lawl

My credit journey has completed. I am currently sitting at 800+ across the board.

I started my journey here years ago, and thanks to MyFico, it really is possible.
Message 4 of 12
ChesterPDexter
Established Contributor

Re: I'm thinking I should send this

It's kind of funny.  But... 15 months?  That's all?  I thought you were going to say 6 years or something.  I've been treated a lot worse by a lot of cards.

Unfortunately, they'll probably just put your letter into the "nutty customer" trashcan. (real or cyber trash can.)

 

But... it can never hurt to try.  Go ahead and send it!  I think I would.  I wish I had thought of that, actually!

 

I should try that with Old Navy VISA, but I know they are totally humorless drones there.

_________________________________________________________
Too many accounts; too many debts; lots of open credit, and lots of utilized credit. Scores somewhere in the 600s - I have no earthly idea exactly what number, but not 700 like it was, briefly.
Message 5 of 12
mamahearts
Frequent Contributor

Re: I'm thinking I should send this


@ChesterPDexter wrote:

It's kind of funny.  But... 15 months?  That's all?  I thought you were going to say 6 years or something.  I've been treated a lot worse by a lot of cards.

Unfortunately, they'll probably just put your letter into the "nutty customer" trashcan. (real or cyber trash can.)

 

But... it can never hurt to try.  Go ahead and send it!  I think I would.  I wish I had thought of that, actually!

 

I should try that with Old Navy VISA, but I know they are totally humorless drones there.


haha me too!  I've had the same CL with them for 5 years!  Going to just SD them. 

myFICO starting TU 683 8/26/11
myFICO starting EQ 645 8/26/11
myFICO EQ 652 9/26
Message 6 of 12
casmith1980
Established Contributor

Re: I'm thinking I should send this

I definitely won't let 5-6 years of this crap go on...IMO 15 months is plenty time to show them that I use their card regularly, pay on time, never over spend, etc.

 

The AF is only $19 so I guess I'm better off than some, but I hate not seeing an increase.  I need to see RESULTS lol   My credit score has gone up 50-60 points from when I opened the card which IMO is great! 

 

 

I think the only thing stopping me from sending a letter like this to them is the fact that they'll probably interpret it as "please hard pull me so I can be told my account is not available for a customer initiated CLI at this time".

Filed BK 12/5/14
341 meeting 1/9/15
Anticipated discharge 3/10/15

Goal: 700 by 3/2017
Message 7 of 12
Anonymous
Not applicable

Re: I'm thinking I should send this

I am thankful they gave me my first card and with out an AF... But I only charge exactly $6.66 every month and PIF. I've had the card for 3 years and over half at $1,500.

 

~Steven

Message 8 of 12
nbknxf2
Established Member

Re: I'm thinking I should send this

Good luck with that....lol.....

Message 9 of 12
bichonmom
Senior Contributor

Re: I'm thinking I should send this

It's cute, but won't get you any results. If a real person actually read it, they would probably just think it's a joke and toss it.

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 10 of 12
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