About 18 months ago I was rebulding my credit and accepted a milestone cc with a 300 dollar limit, they charged me a large activation fee. I carried no balance on this thoughout the year and a few months ago I got a 99 dollar fee.
I want to cancel this card as they will not give me a cli.
If I cancel it with affect will it have on my score?
I will be paying off a student loan on the next month, bringing lonas from 4 loans to 2, as I paid off a student loan last month. remaining lonas are Student loan and auto.
I want to go for a new auto loan or lease as my car is used for 90% of business.
Should I close my account before I go for a new loan or after that?
Disregard the score in the signature, my current score is 664 and expect it to go up a few more points since my utilization will be 55%
