I need help/input on earing/using my rewards most effectively.

[Anonymous]

I use my Walmart in store and online and just realized in store doesnt make sense as its only1% and I have other cards with better rewards. I've now come to the realization Im not being as effective as I could be at earning points. 

Does Walmart count as a supermarket? BCE does 3% at supermarkets.

Discover for gas this quarter 5%

I only use Chase at Amazon 5%

I'd like to get my Delta miles up as I have a few trips planned (in my mind) this summer. Is trying to run most everything through my Amex Delta more benefical than getting Cash Back from another card?

I want to be a point earning beast any suggestions would be appreeciated.

[Anonymous]

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@Anonymouswrote:

I use my Walmart in store and online and just realized in store doesnt make sense as its only1% and I have other cards with better rewards. I've now come to the realization Im not being as effective as I could be at earning points. 

Does Walmart count as a supermarket? BCE does 3% at supermarkets.

Discover for gas this quarter 5%

I only use Chase at Amazon 5%

I'd like to get my Delta miles up as I have a few trips planned (in my mind) this summer. Is trying to run most everything through my Amex Delta more benefical than getting Cash Back from another card?

I want to be a point earning beast any suggestions would be appreeciated.

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Walmart's vary on how they code.  "Generally", the superstores are not supermarkets (for Amex), the neighborhood markets often are.

As to whether the Delta Amex is a better use:  you need to find out the cash price of the proposed trips and how many Delta miles you would need for the award (+ any taxes) and then compare how many dollars you need to spend to get either the cash price or the required miles.

[Remedios]

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@Anonymouswrote:

I use my Walmart in store and online and just realized in store doesnt make sense as its only1% and I have other cards with better rewards. I've now come to the realization Im not being as effective as I could be at earning points. 

Does Walmart count as a supermarket? BCE does 3% at supermarkets.

Discover for gas this quarter 5%

I only use Chase at Amazon 5%

I'd like to get my Delta miles up as I have a few trips planned (in my mind) this summer. Is trying to run most everything through my Amex Delta more benefical than getting Cash Back from another card?

I want to be a point earning beast any suggestions would be appreeciated.

---

If your local Walmart has fresh grocery pick up service, you can get the 3%

Basically, you order your groceries online ( i think $50.00 minumum), they bag it for you and you just go to their pick up area.

You're paying online with your store card, so it counts as 3% vs 1%. 

[Anonymous]

I'm wondering which cards I should use for everything else. 

a. I want to earn the most rewards

b. want to keep my relationships up with the different lenders (for example; running everything through CAp 1 and getting closed/CLD from Chase or Amex)

I just need help...