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Stay strong! No apps!
Hahaha! Exactly! Those sounds came on when I found out that ALL my lenders (Nordstrom, Citi, HSBC, etc...) got access to my credit report and noticed all the inqs due to applying and said I was "high risk" and CLOSED all my accounts!
Apps are a drug. Stay in school, say no to apps!
@Anonymous wrote:Hahaha! Exactly! Those sounds came on when I found out that ALL my lenders (Nordstrom, Citi, HSBC, etc...) got access to my credit report and noticed all the inqs due to applying and said I was "high risk" and CLOSED all my accounts!
That's just wrong. Now you're scaring me. NO APPS. How many is too many? I've read some posts here where people said they had over 10. I have 7, 5, and 6. I think that's high. No more. ![]()
Watching all of these threads about "WOW! I GOT APPROVED!" is like standing around the Christmas tree watching everyone else open their gifts while you have none. But, I'm still hanging in there for a no-app year.
Date of last app: 09/13/2010 (Ally/GMAC SmartLease to Retail transition)
@JayRizzo wrote:Watching all of these threads about "WOW! I GOT APPROVED!" is like standing around the Christmas tree watching everyone else open their gifts while you have none. But, I'm still hanging in there for a no-app year.
Date of last app: 09/13/2010 (Ally/GMAC SmartLease to Retail transition)
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I think watching app-spree threads is often like watching your neighbor cut down his apple tree repeatedly and then wonder why he doesn't get much fruit next year.
I'm with you - I'm trying to grow my AAofA, keep a positive history, and put some age on those newer accounts, so I can have a great harvest in 2012.
@Anonymous wrote:
@JayRizzo wrote:Watching all of these threads about "WOW! I GOT APPROVED!" is like standing around the Christmas tree watching everyone else open their gifts while you have none. But, I'm still hanging in there for a no-app year.
Date of last app: 09/13/2010 (Ally/GMAC SmartLease to Retail transition)
I think watching app-spree threads is often like watching your neighbor cut down his apple tree repeatedly and then wonder why he doesn't get much fruit next year.
I'm with you - I'm trying to grow my AAofA, keep a positive history, and put some age on those newer accounts, so I can have a great harvest in 2012.
I agree with BOTH of these sentiments! I just keep repeating to myself in a nice, calm tone of voice, "garden, garden, garden..." LOL!