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I need willpower! Or the App Addicts thread.

tag
Smug
Established Contributor

Re: I need willpower! Or the App Addicts thread.

PoSt your last app date in sig... It will help on this thread
Experian® 808/Equifax® ?/TransUnion® 810
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $121,190.00
Goal 780!
Message 51 of 95
Anonymous
Not applicable

Re: I need willpower! Or the App Addicts thread.

Stay strong! No apps!

Message 52 of 95
Anonymous
Not applicable

Re: I need willpower! Or the App Addicts thread.

Hahaha! Exactly! Those sounds came on when I found out that ALL my lenders (Nordstrom, Citi, HSBC, etc...) got access to my credit report and noticed all the inqs due to applying and said I was "high risk" and CLOSED all my accounts!

Message 53 of 95
Datx
Valued Contributor

Re: I need willpower! Or the App Addicts thread.

Apps are a drug. Stay in school, say no to apps!

Message 54 of 95
lovely222
Regular Contributor

Re: I need willpower! Or the App Addicts thread.

 


@Anonymous wrote:

Hahaha! Exactly! Those sounds came on when I found out that ALL my lenders (Nordstrom, Citi, HSBC, etc...) got access to my credit report and noticed all the inqs due to applying and said I was "high risk" and CLOSED all my accounts!


That's just wrong. Now you're scaring me. NO APPS. How many is too many? I've read some posts here where people said they had over 10. I have 7, 5, and 6. I think that's high. No more. Smiley Sad

 

6/13: FICO TU (Walmart): 750
6/13: FICO EQ (Score Watch): 769
Goal: 780+, 0 Balances, No app'ing! (For real this time!!!)
Message 55 of 95
JayRizzo
Established Contributor

Re: I need willpower! Or the App Addicts thread.

Watching all of these threads about "WOW!  I GOT APPROVED!" is like standing around the Christmas tree watching everyone else open their gifts while you have none.  But, I'm still hanging in there for a no-app year.

 

Date of last app:  09/13/2010 (Ally/GMAC SmartLease to Retail transition)

Message 56 of 95
Smug
Established Contributor

Re: I need willpower! Or the App Addicts thread.

Jay you are hanging in there better then most of us Smiley Wink
Experian® 808/Equifax® ?/TransUnion® 810
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $121,190.00
Goal 780!
Message 57 of 95
Anonymous
Not applicable

Re: I need willpower! Or the App Addicts thread.


@JayRizzo wrote:

Watching all of these threads about "WOW!  I GOT APPROVED!" is like standing around the Christmas tree watching everyone else open their gifts while you have none.  But, I'm still hanging in there for a no-app year.

 

Date of last app:  09/13/2010 (Ally/GMAC SmartLease to Retail transition)


Smiley Very Happy

 

I think watching app-spree threads is often like watching your neighbor cut down his apple tree repeatedly and then wonder why he doesn't get much fruit next year.

I'm with you - I'm trying to grow my AAofA, keep a positive history, and put some age on those newer accounts, so I can have a great harvest in 2012.

Message 58 of 95
Anonymous
Not applicable

Re: I need willpower! Or the App Addicts thread.

 


@Anonymous wrote:

@JayRizzo wrote:

Watching all of these threads about "WOW!  I GOT APPROVED!" is like standing around the Christmas tree watching everyone else open their gifts while you have none.  But, I'm still hanging in there for a no-app year.

 

Date of last app:  09/13/2010 (Ally/GMAC SmartLease to Retail transition)


Smiley Very Happy

 

I think watching app-spree threads is often like watching your neighbor cut down his apple tree repeatedly and then wonder why he doesn't get much fruit next year.

I'm with you - I'm trying to grow my AAofA, keep a positive history, and put some age on those newer accounts, so I can have a great harvest in 2012.


I agree with BOTH of these sentiments! I just keep repeating to myself in a nice, calm tone of voice, "garden, garden, garden..." LOL!

 

Message 59 of 95
Smug
Established Contributor

Re: I need willpower

HOw is everyone doing?
Experian® 808/Equifax® ?/TransUnion® 810
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $121,190.00
Goal 780!
Message 60 of 95
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