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I was just upgraded from Capital One Platinum Rebuilder to VentureOne!

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mmduluth
Frequent Contributor

Re: I was just upgraded from Capital One Platinum Rebuilder to VentureOne!


@LS2982 wrote:

@mmduluth wrote:

@LS2982 wrote:

@mmduluth wrote:
Just tried for a PC on my platinum and they said no. I checked the prequal before asking and I am preapproved for the ventureone. Maybe in another 4 years...

So you checked before you called and you were prequaled for Venture then denied for it?


 

I was denied a PC to it from my platinum rebuilder. It was my first ever credit card. They said my account isn't eligible.

How long have you had the rebuider card?? One of the requirements for Venture is excellent credit, which is defined as having a credit card in your name for 3 years or more.


I've had it for 4 years. I currently have: Cap 1- 1k Chase Freedom- 3k Chase Sapphire -5k Amex BCE- 5.5k Macys-?? Kohl's- 1k Best Buy store card- 2.6k
EQ FICO - 718 - 01/10/2012 EX FICO - 732 - 04/28/2012 (AMEX)

Cap1 Platinum (1000) Macy’s (2000) Chase Freedom (3000) Kohls (600) Best Buy (2700) Amex BCE (8200) Chase Sapphire (5000) CarCare1 (1600) Discover IT (4000)
Message 21 of 28
LS2982
Mega Contributor

Re: I was just upgraded from Capital One Platinum Rebuilder to VentureOne!


@mmduluth wrote:

@LS2982 wrote:

@mmduluth wrote:

@LS2982 wrote:

@mmduluth wrote:
Just tried for a PC on my platinum and they said no. I checked the prequal before asking and I am preapproved for the ventureone. Maybe in another 4 years...

So you checked before you called and you were prequaled for Venture then denied for it?


 

I was denied a PC to it from my platinum rebuilder. It was my first ever credit card. They said my account isn't eligible.

How long have you had the rebuider card?? One of the requirements for Venture is excellent credit, which is defined as having a credit card in your name for 3 years or more.


I've had it for 4 years. I currently have: Cap 1- 1k Chase Freedom- 3k Chase Sapphire -5k Amex BCE- 5.5k Macys-?? Kohl's- 1k Best Buy store card- 2.6k

are these accounts you listed new?? How long have they been opened???




EQ FICO 548 3/3/16
Message 22 of 28
CS800
Super Contributor

Re: I was just upgraded from Capital One Platinum Rebuilder to VentureOne!


@Anonymous wrote:

Everytime I've called Capital One in the past to inquire about a product change, they've denied it. I've been with them from 2007, with an intial CL of $500. I've never been late with a payment and over the years, the CL has been increased to $4500. Today, I decided to call Capital One and complain about not being able to PC to a better card. The woman on the phone was kind and told me that there's an offer available to me. FINALLY!!! Capital One upgraded me to the VentureOne rewards card.


Congrats !!

 

I'm surprised you have kep them that long. But your scores are terrific Smiley Happy




Message 23 of 28
CS800
Super Contributor

Re: I was just upgraded from Capital One Platinum Rebuilder to VentureOne!


@Anonymous wrote:

@Anonymous wrote:

Sweet...what's your limit going to be with the VentureOne?


I called customer support again to inquire about a CLI. The gentleman told me to wait 5-7 business days for the account to switch over from rebuilder to Venture One and then call for a CLI. Right now, the CL remains at $4500. Hey, i'm cool with that... *for now* ;-)


Hey better than nothing  Smiley Happy




Message 24 of 28
mmduluth
Frequent Contributor

Re: I was just upgraded from Capital One Platinum Rebuilder to VentureOne!


@LS2982 wrote:

@mmduluth wrote:

@LS2982 wrote:

@mmduluth wrote:

@LS2982 wrote:

@mmduluth wrote:
Just tried for a PC on my platinum and they said no. I checked the prequal before asking and I am preapproved for the ventureone. Maybe in another 4 years...

So you checked before you called and you were prequaled for Venture then denied for it?


 

I was denied a PC to it from my platinum rebuilder. It was my first ever credit card. They said my account isn't eligible.

How long have you had the rebuider card?? One of the requirements for Venture is excellent credit, which is defined as having a credit card in your name for 3 years or more.


I've had it for 4 years. I currently have: Cap 1- 1k Chase Freedom- 3k Chase Sapphire -5k Amex BCE- 5.5k Macys-?? Kohl's- 1k Best Buy store card- 2.6k

are these accounts you listed new?? How long have they been opened???


Everything is over a year old except the Sapphire (yesterday) and the BB card (Oct.)

 

The freedom I know I've had for 2-3 years and the cap 1 for four. The others are over a year except those I mentioned.

 

I figured since I was preapproved, they might let me PC to it but nope and I couldn't stand the thoughts of 3 pulls for 1 card.

EQ FICO - 718 - 01/10/2012 EX FICO - 732 - 04/28/2012 (AMEX)

Cap1 Platinum (1000) Macy’s (2000) Chase Freedom (3000) Kohls (600) Best Buy (2700) Amex BCE (8200) Chase Sapphire (5000) CarCare1 (1600) Discover IT (4000)
Message 25 of 28
Anonymous
Not applicable

Re: I was just upgraded from Capital One Platinum Rebuilder to VentureOne!

I just received the following from Capital One:

 

Your new Capital One® VentureOne card was mailed yesterday, and you should receive it within seven business days. Look for it so you can earn 1.25 Miles per dollar on all your purchases, with the flexibility to book travel any way you choose. 

Thanks for being a VentureOne customer. 

 

........................................................................................................

 

 

It's official! I've been upgraded from the rebuilder card! Funny thing is that I really don't need the card now. I'm just keeping it as a reminder of how far I've come.

Message 26 of 28
nuggets321
Frequent Contributor

Re: I was just upgraded from Capital One Platinum Rebuilder to VentureOne!

WOW ! You actually made something happen with Cap 1 .... impressive ! Great attitude with the whole "how far you have come" angle...NICE

TU-721 (MortgagePull) EQ- 697(MortgagePull ) EXP 693(MortgagePull) FWEB 24,2015
My Wallet : Dicover More 35,500 CL -Amex Zync NPSL -WellsFargoRewards4800 - -CapOne 3000CL -GEMBWalMart 5000CL - Zales 4000CL-Kays 2900--Macys 5000CL /SSFCU 5000CL / CitiBank Diamond Pref 15000CL - CHASE Freedom 13500CL -Lowes 10,000 CL - BBuyStoreCard 10,000CL Sears Store Card (Citi) 3000 - Firestone CFNB 1400 Toyota Financial $35,000 Auto -2200DiscountTire(GECRB) Citi TY Preferred 8100CL - Chase Slate$4000-BofA15000-ToyotaRewardsVisa$10,700 -BofA$8500 AMEX BCE 9,500
Message 27 of 28
JusdoNit
Established Contributor

Re: I was just upgraded from Capital One Platinum Rebuilder to VentureOne!

Congrats you will be in the 800 club before you know it.  Don't forget to tell us how the air is up there. LOLSmiley Surprised


Starting Score: 722
Current Score: Now 687 what the hockey sticks...from a 784 (Aug 12 EX 751 EQ Fico)
Goal Score: 800

If your outGo is more than your INcome than your UpKeep will become your downFALL.

Take the FICO Fitness Challenge


Message 28 of 28
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