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If you burned...

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jdetermann1974
Established Member

If you burned...

If you burned Lowe's, Target, and Discover can you get credit with them again? Been 2+ years. 

Message 1 of 6
5 REPLIES 5
SouthJamaica
Mega Contributor

Re: If you burned...


@jdetermann1974 wrote:

If you burned Lowe's, Target, and Discover can you get credit with them again? Been 2+ years. 


There's no one-size-fits-all answer to that. We would need to know much more information.

 

What the 'burning' was.

 

What the rest of your credit profile looks like.

 

Etc.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 2 of 6
pip3man
Valued Contributor

Re: If you burned...


@jdetermann1974 wrote:

If you burned Lowe's, Target, and Discover can you get credit with them again? Been 2+ years. 


I burned Lowes, Amazon, and Discover in a BK7 and almost 5yrs later still can't get an approval or prequalification offers. Alwasy declined with a "Current status of prior Discover account or "unsatisfactory past obligation with us". Something along those lines. However, I do have a current Venmo and PayPal Mastercard CC issued by SYNCB.

Message 3 of 6
AzCreditGuy
Valued Contributor

Re: If you burned...

I burned Discover in 2008 and got back with them in 2019....It took a while and CLI were slow, I am at $13k with them now

Message 4 of 6
MileHigh96
Established Contributor

Re: If you burned...

I burned Sync (Lowe's and Care Credit) and Discover in my BK7 almost 3-1/2 years ago now. Any time I check the prequal page on either, I am auto denied.
BK7 discharged - 06JUL2021
Loans:

Revolving Accounts (in the order they were opened):

Closed accounts:

2/6, 8/12, 10/24 new accounts
TCL: $239.4K
Message 5 of 6
brokevagrant
New Member

Re: If you burned...

I've seen people get back in with all those  although sometimes it takes a while. 

 

 

Message 6 of 6
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