If you were to app for one card what would you choose?

[Anonymous]

sounds like the title needs to be edited to "i'll let everyone know when i get my boa card".

[Red1Blue]

I have a 99/500 BOA card now I got few months ago. I think in the next few months they would graduate me. As every says BOA is a good card then I dont need to app for any other card in the future. I'll stay with BOA. Thank you all for your advice....

[haulingthescoreup]

DH has a AAA (as in the tow truck people) Plat Plus Visa that has been great for him --2 CLI's in 9 months, now at $16.6K. His 1-year 0% BT will end in another 3 months, and I'm hoping that they will offer me one next. (This one was originally mine, as I am the AAA main member, but I came off when the balance first posted. Little did I know!)

[Red1Blue]

Hi Hauling, AAA card is also issued by FIA Card Services which is also BOA. They have excellent rates as low as 9.9%. I have been a member of AAA for last 17 years. Some how I have never applied for their card. I hear very good things about AAA Card.

[haulingthescoreup]

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@Red1Blue wrote:

Hi Hauling, AAA card is also issued by FIA Card Services which is also BOA. They have excellent rates as low as 9.9%. I have been a member of AAA for last 17 years. Some how I have never applied for their card. I hear very good things about AAA Card.

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Hey, concorduser --Yes, his shows as FIA, although all the work is done through the BOA site. We never even applied --it just popped up one day with the offer.

I can't find the card on the BOA site, but I found it on my local AAA site (AAA of East Tennessee.) Click on the Financial tab. But I would rather it be an offer, because those always seem to be better deals. Might have to grovel, though, LOL.

[Anonymous]

The one card I love and use all the time is a Key Bank DEBIT card!  It has no annual fee, has an express pay rf feature and lets me accumulate frequent flyer miles on Continental.  And I never have to worry about universal default or late fees, etc.

[rubaty]

BOA/FIA!  I got one card from them in Oct (49ers) and one in Nov (Merrill +) and have already had CLI on both. 

[Anonymous]

BoA is the best choice.  Solid customer service and generous credit line.  I just did a product change from platinum plus visa to bankamericard rewards. 

[stpn2me]

To be honest, my BofA Card has been good to me, but I have to give USAA a chance. Me and the family just got back from DisneyWorld, and I totally used my USAA MC. Not one problem and cutomerservice was nice when I needed to call.

One side note, I just got an email from CappyOne, saying it looks like there was a fraudulent charge on my crappy $500 limit card. They are holding a charge as they think it wasnt me. This is the first time this has happened, and I havent used the card in months. I think the charge is legit, but I will check anyway. I still plan on getting rid of CappyOne....

TU - 694 EQ - 675 EX - 693 Dec 27, 2007