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Impatient- I have an itchy SW trigger finger

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Anonymous
Not applicable

Re: Impatient- I have an itchy SW trigger finger

Bad crunchy!!!

lol

 

Maybe wait til the BT from the Discover More goes through?

Message 11 of 24
getahead
Regular Contributor

Re: Impatient- I have an itchy SW trigger finger


@crunching_numbers wrote:

@Anonymous wrote:

@crunching_numbers wrote:

The waiting is driving me CRAZY!  Smiley Frustrated I know I have to wait until the 29th to maximize what will have reported. But I ssoooooo want to know my EQ FICO score.  I have made alot of moves and they will slowly fall into place over the next two months and I am anxious to see my labors bear fruit.  This is going to be the longest three days ever!  I have an itchy scorewatch trigger finger!


Do you already have SW or are you thinking about getting it. I have been obsessing over my score recently, ask me a few months ago and I would have said I have no idea what my score is, I didnt even know there were 3 agencies. 

 

I always set my score watch so the instant it changes I know, total overkill I know


I do not have it yet. I am "patiently?" waiting for my 2/25 closers to report. I bought the Quarterly TU, and thought that would satisfy me. Silly me. I am now completely obsessed with my debt and credit scores. Now I HAVE to have the SW and constantly updating EQ FICO so I can watch the moves I make bear fruit.


+1000 I am so addicted too!!


Starting Score: 580
Current Score: Fico EQ-679, Fico TU-670, EX Plus-713, TU Walmart-697, CreditKarma-690
Goal Score: 700 Club


Message 12 of 24
payingoffdebt001
Frequent Contributor

Re: Impatient- I have an itchy SW trigger finger

crunchy? Are you there..did you pull the trigger and order?  Just wait like the rest of us...might as well get used to this waiting game..its never ending.

Message 13 of 24
crunching_numbers
Valued Contributor

Re: Impatient- I have an itchy SW trigger finger


@Anonymous wrote:

Bad crunchy!!!

lol

 

Maybe wait til the BT from the Discover More goes through?



I was waiting for a CC to report because I was removed as an AU. The biggest hit my FICO takes is util and total debt.  Coming off as AU's from several accts should help my numbers.  I want to see my FICO from  EQ.  Score Watch will keep giving me updated FICO's.  If I have to dispute the AU's from the bureaus I will get fresh reports.  I think? When you dispute and the CB has to fix they give you the fixed report, right?


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Message 14 of 24
crunching_numbers
Valued Contributor

Re: Impatient- I have an itchy SW trigger finger


@payingoffdebt001 wrote:

crunchy? Are you there..did you pull the trigger and order?  Just wait like the rest of us...might as well get used to this waiting game..its never ending.


If I want the sale price I need to purchase by the end of the month.  I am really only a couple days early.  I HAVE been waiting FOREVER!! I guess a day more wait won't kill me.  Smiley Frustrated


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Message 15 of 24
RyVision
Valued Contributor

Re: Impatient- I have an itchy SW trigger finger


@crunching_numbers wrote:

@payingoffdebt001 wrote:

crunchy? Are you there..did you pull the trigger and order?  Just wait like the rest of us...might as well get used to this waiting game..its never ending.


If I want the sale price I need to purchase by the end of the month.  I am really only a couple days early.  I HAVE been waiting FOREVER!! I guess a day more wait won't kill me.  Smiley Frustrated


 

A few days won't kill you lol believe me, I know, I'm still aliveSmiley LOL

 

Also, you'll see a greater difference by waiting until the DM BT goes through.  You most likely will not see DM reporting for some time though, they didn't show up for me  as soon as I would have expected (some CCs are in days, some take over a month or 2).

 

That's where things like CK can be handy, you can get an idea about what's going on, just without a true FICO score.  It's a good "fix" vs spending money just to find out nothing's changed.  Hmmm half (ok, less now lol) a tank of gas or buy score\report fix too soon out of anxiousness....  shouldn't be too tough if you think of it that way  Smiley Wink


AKA 840flippedto480
Message 16 of 24
LS2982
Mega Contributor

Re: Impatient- I have an itchy SW trigger finger

I'm a sucker for early SW updates when they are lagging!! And I HATE it!!! Smiley Mad




EQ FICO 548 3/3/16
Message 17 of 24
Anonymous
Not applicable

Re: Impatient- I have an itchy SW trigger finger


@LS2982 wrote:

I'm a sucker for early SW updates when they are lagging!! And I HATE it!!! Smiley Mad


 

Yeah, I agree SW seams slow.

Btw, how do you get the SW discounted reports since when I add them to my cart they are still trying to charge me the full $19.99.

 

Ah you need to order it from inside of SW and then it discouts to $13.96. Hum, wonder if I can get a refund or coupon for that...

Message 18 of 24
crunching_numbers
Valued Contributor

Re: Impatient- I have an itchy SW trigger finger

The 29th is getting closer and closer. I am anxious and fidgity.  tick-tick-tick-tick......


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Message 19 of 24
Anonymous
Not applicable

Re: Impatient- I have an itchy SW trigger finger


@crunching_numbers wrote:

The 29th is getting closer and closer. I am anxious and fidgity.  tick-tick-tick-tick......


Not much longer now!

Message 20 of 24
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