Inquires

[Anonymous]

Are any of you aware of how many inquiries you have aquired over the last 6 mos-????

how bad did they affect your score and for how long?

just curious

[MidnightVoice]

EX1, TU 0 and EQ 3.  No effects (all from a zero base)

[Anonymous]

wow Midnight thats great!!!! I wonder if anyone gotcha beat

I know I dont--lol I got I think 7 total between all the CCs and store CCs--my LOC did one hard to review for an increase (sucked)  Got about 15 for car----they told me they only pulled from 3 companies--big fat lie and about 4 for mortgage (when was planning to refinance)--so really I gues you can consider it as  9 since car and mortgage only count once

[rubaty]

Total inquires since June 07:

TU: 2  EQ: 4  EX: 8

Everything was approved for a total of 8 new CC's and an auto loan.

[Anonymous]

Total or in the last year?

Total

EX 13

EQ 1

TU 0

in last 12 months-

EX 7

EQ 1

TU 0

[marty56]

Last 2+ years

TU Wachovia (08/ 07) for opeing a checking account (why did I need another checking account?)

TU National City (12/07) accepting pre-approval for Visa card (quilty as charged)

EQ: Verizon (06/ 07) cell phone (should have check here before I got a cell phone)

EQ: Bill Me Latter (12/07) My new computer (it better fly)

EX: None

EQ smacked me 15 points on 2nd inq

I wish inqs could be seperated by type of account and reason.

Message Edited by marty56 on 12-31-2007 01:43 PM

[Anonymous]

Past 12 mo- 5

Total 24mo- 5

[Anonymous]

Last year:

EQ: 1 (new checking account)  hard pull 

EX:0

TU:0

Last 2 yrs:

TU: 2 (new car)

EX: 1 (new car)

I don't think the inquiries hurt me at all. 

I don't have any soft pulls at all. Nobody cares about me.  lol

Message Edited by esshua on 12-31-2007 05:18 PM

[Anonymous]

esshua I think you are right they probably didnt affect u at all

[haulingthescoreup]

Last 12 months, since Dec 07:

2 EQ (one in Dec 07, gone now; other Sept 07)

1 TU (also Dec 07, gone now)

1 EX (Feb 07)

Just looked at the score alert for when the Sep 07 inq posted, and there was no score change. Also there was no change the account was added three days later. Gotta admit, I'm surprised about that! It's a HELOC, so it didn't go on and do anything particularly wonderful in score land (treated as installment.)