cancel
Showing results for 
Search instead for 
Did you mean: 

Inquiry issues

tag
Makersmark23
New Contributor

Inquiry issues

so we recently applied for a mortgage which came about a half year earlier than expected due to a recent raise I got.

Problem is, I applied for 3 cards (2 amex, 1 Barclay) between March and June. They want info on all inquiries within 60 days of today.

I have scores between 750 - 760, no baddies.

I'm not sure how to explain these inquiries and I really hope they're not an issue, I know 6 months is the rule of thumb.

I got the cards for a new good travel rewards setup...
[img]http://s26.postimage.org/vht4qanid/Sallie_Mae_WMC.jpg[/img]
Message 1 of 3
2 REPLIES 2
Anonymous
Not applicable

Re: Inquiry issues


@Makersmark23 wrote:
so we recently applied for a mortgage which came about a half year earlier than expected due to a recent raise I got.

Problem is, I applied for 3 cards (2 amex, 1 Barclay) between March and June. They want info on all inquiries within 60 days of today.

I have scores between 750 - 760, no baddies.

I'm not sure how to explain these inquiries and I really hope they're not an issue, I know 6 months is the rule of thumb.

I got the cards for a new good travel rewards setup...

That's how you explain the inquries. With your scores, that few inquiries is not likely to be an issue.

Message 2 of 3
Anonymous
Not applicable

Re: Inquiry issues

When my mom applied for a mortgage, the bank asked her about every little thing. Every deposit, every withdrawal, every inquiry, etc. Just be honest. It's mostly a formality thing.

Message 3 of 3
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.