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Hi everyone, Question regarding inquires:
I am currently 19 so I have just started establishing credit and now have 17 open trade lines. With these 17 lines (1 of them being auto) obviously there were 17+ inquiries (18 in total 1 app denied and will not approve recon)
My question is that I will be gardening but when can I apply for another card if I see a good offer. I am responsible and always PIF and only purchase what I can afford but have many cards for all different types of rewards.
I know the 3 milestones for effecting credit with inquires are 6 12 and 24 months but when do banks not look at inquiries so heavily? Is it when they drop off at 2 years?