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Interest question

Interest question

Hello all,

I recently opened a Merrick Bank card and have a set-up fee and annual fee. My first payment is due soon. I wanted to know if companies charge interest on these fees or just your actual transactions. I was trying to decide if I should pay the full amount or just for my transactions. Thanks.
First Niagara MC $500| Cap1 QS1 $1,000| Cap1 QS MC $1750|
Merrick Bank $1,250| Express $1,450| Victoria Secret $2,150|
J Crew $4,850| Walmart $4,000| Discover It $3,500| Chase Freedom $1,500| Citi Simplicity $900|
Cap1 Venture $10,000| Cap1 QS Visa $3,000
Ficos: Tu-688 / Eq-688 / Ex-642
Message 1 of 2
Valued Contributor

Re: Interest question

They will charge interest on your balance as a whole.  If you can I would PIF

Ch 7 Discharge 3/12/2018
Credit One $700, Wayfair $3,500

AU Cards: CSP $37.7k; Chase Marriott $20k; Citi TY $8.5k; Barclays Arrival+ $15k
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