Interesting - Never charged AF for CSP

[Total_Synergy]

Thanks @redpat for "Chase also includes Spouses for waiving AFs."  I somehow never knew that.  However I always knew that: "They know somehow."  

[Lou-natic]

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@redpat wrote:

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@Hut1 wrote:

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@redpat wrote:

@Hut1 

Are an active military member?

If so chase waives fees for all members.

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@redpat Good callout. I am not, but my DH is. He's not on the account though, so idk how Chase would know that. 

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Chase also includes Spouses for waiving AFs.  They know somehow. 

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Same address and last name might be enough. Marrieages (marriage licenses particularly) are public record and most people forget about LexisNexis.

[CreditCuriosity]

Many ways to know through last name and address should be enough although possibly other parameters as well.  Use to work for a company that dealt incorrectly with HIPPA data we could figure out a person to about a 95% accuracy who a person were based on multiple things without knowing their name, etc.  Data is very powerful and can piece it all together to get the answer but they also might have agreement with DOD and simple get it that way?