@yudeology101 wrote:
@takeshi74 wrote:
@eddie84 wrote:A watch with a house in it?
6 figure watches aren't that hard to find and, no, they include a house.
If you can buy a house w/ a single swipe transaction on Centurion....wow i'm just wondering how many MR points can you get from it? Is there like a 100x MR points per every house purchase or something? It would be cool if they did lol
nope still 1x MR per dollar in purchase 
This is probably the nicest feature of Amex's NPSL. It's a true NPSL that allows people to spend a lot more than most static lines would allow, though it does depend on one's income and internal score with Amex. A friend of mine just purchased her porsche using her Amex card; dealer wasn't willing to negotiate down the price any further and didn't charge an extra fee for CCs, so might as well get some rewards as additional discounts. Whereas with other cards, she would have to make spilt payments.
@Anonymous wrote:
@yudeology101 wrote:
@takeshi74 wrote:
@eddie84 wrote:A watch with a house in it?
6 figure watches aren't that hard to find and, no, they include a house.
If you can buy a house w/ a single swipe transaction on Centurion....wow i'm just wondering how many MR points can you get from it? Is there like a 100x MR points per every house purchase or something? It would be cool if they did lol
nope still 1x MR per dollar in purchase
This is probably the nicest feature of Amex's NPSL. It's a true NPSL that allows people to spend a lot more than most static lines would allow, though it does depend on one's income and internal score with Amex. A friend of mine just purchased her porsche using her Amex card; dealer wasn't willing to negotiate down the price any further and didn't charge an extra fee for CCs, so might as well get some rewards as additional discounts. Whereas with other cards, she would have to make spilt payments.
Must be nice to get a Porsche like that....is she married? lol
@Anonymous wrote:
@yudeology101 wrote:
@takeshi74 wrote:
@eddie84 wrote:A watch with a house in it?
6 figure watches aren't that hard to find and, no, they include a house.
If you can buy a house w/ a single swipe transaction on Centurion....wow i'm just wondering how many MR points can you get from it? Is there like a 100x MR points per every house purchase or something? It would be cool if they did lol
nope still 1x MR per dollar in purchase
This is probably the nicest feature of Amex's NPSL. It's a true NPSL that allows people to spend a lot more than most static lines would allow, though it does depend on one's income and internal score with Amex. A friend of mine just purchased her porsche using her Amex card; dealer wasn't willing to negotiate down the price any further and didn't charge an extra fee for CCs, so might as well get some rewards as additional discounts. Whereas with other cards, she would have to make spilt payments.
Enharu, how is this different than say a Visa Sig NPSL? I know with the latter you must pay the entire amount plus minimum payment before the next due date, is that not the case with AMEX?
@Anonymous wrote:
@yudeology101 wrote:Must be nice to get a Porsche like that....is she married? lol
nope still single. just broke up actually lol.
25yo and never worked a single day in her life.
Yude is gonna be all over this...
@Anonymous wrote:
@yudeology101 wrote:Must be nice to get a Porsche like that....is she married? lol
nope still single. just broke up actually lol.
25yo and never worked a single day in her life.
Very nice. Let me hit the gym for a bit and I may have to PM you for her email lol
@Anonymous wrote:
@msf12555 wrote:Enharu, how is this different than say a Visa Sig NPSL? I know with the latter you must pay the entire amount plus minimum payment before the next due date, is that not the case with AMEX?
well visa sig allows you to go above your CL, but in terms of going overlimit, they are generally a lot more conservative.
The bank may not allow you to go over your limit even by a single cent as well depending on your internal score and the type of product you have. Sometimes even if they do, they may only let you go over by say a couple hundred to thousands at best. I wouldn't really count on my freedom card for a 30k charge for instance; doubt chase will approve it.
I have went over the CL on my Citi TYP and CSP cards by close to 50% and the transactions were approved, but I doubt they would have let me charge twice my CL.
Amex NPSL limits are generally much higher, depending on your account history, income and internal score with Amex. They may initiate an FR just to verify your income, but if you are okay with that, then this is probably going to your most useful tool for spending power.
If you need to constantly make 5 figure charges on a card, then Amex NPSL cards are probably going to be the ideal choice for most people.
Gotcha, that's a great explanation, thank you. When I received my CSP, the literature they sent with it touted it's NPSL ability, which is why I was curious. If I was to use it I would probably call Chase first to give them a heads up or something. Just was curious since they specifically mention that as a benefit.
@Anonymous wrote:
@yudeology101 wrote:
@takeshi74 wrote:
@eddie84 wrote:A watch with a house in it?
6 figure watches aren't that hard to find and, no, they include a house.
If you can buy a house w/ a single swipe transaction on Centurion....wow i'm just wondering how many MR points can you get from it? Is there like a 100x MR points per every house purchase or something? It would be cool if they did lol
nope still 1x MR per dollar in purchase
This is probably the nicest feature of Amex's NPSL. It's a true NPSL that allows people to spend a lot more than most static lines would allow, though it does depend on one's income and internal score with Amex. A friend of mine just purchased her porsche using her Amex card; dealer wasn't willing to negotiate down the price any further and didn't charge an extra fee for CCs, so might as well get some rewards as additional discounts. Whereas with other cards, she would have to make spilt payments.
Supposedly, the largest purchase ever put through an AMEX Centurion was a $52 million jet. That'd rack up the MR points.