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Is GE BK Friendly?

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BackInTheSaddleAgain
Regular Contributor

Is GE BK Friendly?

I mentioned this question in another topic earlier today under 'Lowes Question' recently. Hoping for additional input. I have always been under the impression that GE was BK friendly. I have a $5,000 corporate CL with Amazon (GE) and everytime I buy something and try and check out is say "my account qualifies for special financing. 12 months interest free with the Amazon Store Card." However, when I click on the 'Apply' link, the application states that your credit must be free from bankruptcies

 

I not only have the one year old Amazon Corporate Line through GE, but I also have an 18 month old Walmart card with them. My 2007 BK has never been a problem and I have never seen this with GE. WHAT GIVES? Is this something new?

 

Need wisdom Smiley Happy


Current Score: EX: 718, EQ: 715, TU: 720
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Message 1 of 15
14 REPLIES 14
SunriseEarth
Moderator Emeritus

Re: Is GE BK Friendly?


@BackInTheSaddleAgain wrote:

I mentioned this question in another topic earlier today under 'Lowes Question' recently. Hoping for additional input. I have always been under the impression that GE was BK friendly. I have a $5,000 corporate CL with Amazon (GE) and everytime I buy something and try and check out is say "my account qualifies for special financing. 12 months interest free with the Amazon Store Card." However, when I click on the 'Apply' link, the application states that your credit must be free from bankruptcies

 

I not only have the one year old Amazon Corporate Line through GE, but I also have an 18 month old Walmart card with them. My 2007 BK has never been a problem and I have never seen this with GE. WHAT GIVES? Is this something new?

 

Need wisdom Smiley Happy


My 05 BK was reporting when I got approved last year for the Amazon CC.   Generally, GECRB is open to those at least 2+ years out of BK, but some have got back in with them in less time.  



Start: 619 (TU08, 9/2013) | Current: 798 (TU08, 3/12/26)
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Message 2 of 15
visorboy1974
Valued Contributor

Re: Is GE BK Friendly?

Definitely BK Friendly

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 3 of 15
gdale6
Moderator Emeritus

Re: Is GE BK Friendly?

I have apped right on thru such admonishments with BK-7 and was approved without a recon.

Message 4 of 15
Countingpennies
Established Contributor

Re: Is GE BK Friendly?

I was approved for the Amazon store card about 9 mos. from discharge.

 

Message 5 of 15
PlasticOrPlastic
Established Contributor

Re: Is GE BK Friendly?

I've been declined for every GE card I've applied for...BK is 3.5 years old. 

Message 6 of 15
juggalo9er
Valued Contributor

Re: Is GE BK Friendly?

around 27 months out of chapter 7...wal-mart, lowes, and amazon all approved

Message 7 of 15
TRC_WA
Senior Contributor

Re: Is GE BK Friendly?

I got the 4 GE cards you see in my sig (76, Chevron, Walmart, Care Credit) all within 4 months of my discharge last year.

 

I also filed Ch 13, not Ch 7.  I did not have any prior accounts with them either.

FICO8 current as of : 2-1-26 EQ: 713 TU: 702 EX: 705
Hard INQs last 12 months: EQ: 1 | TU: 2 | EX: 1
Verizon Visa $8500 Amex Delta Gold $10,000 Care Credit $18,000
NFCU CashRewards $13,500 Apple Card $7000 Best Buy $8000 Amazon $5000
STCU auto loan (2026 Hyundai Palisade Hybrid) 6.24%
HDFS motorcycle loan (2024 Harley Davidson Road Glide) 9.45%
Total CL: $70,000 --- Total CC UTI: 31% --- AAoA: 6.5 years --- Income: $257k
Last app: 1-31-26
Message 8 of 15
pizza1
Community Leader
Super Contributor

Re: Is GE BK Friendly?

I can speak for myself that GE is most definitely BK friendly. I am 9 mo post BK 7, and in Feb of this year I was approved for Walmart, JCP, and GAP. ( was 6 mo post BK7 at the time ). I also IIB all those cards too. Then GE approved me for 76 gas card in march, and this month amazon. I have a thick file though. But everyone is different. Some people don't get approved at all for any of the cards till 2-4 yrs out, some (very rare).. Like me, Get approved for within months post BK with them.
Message 9 of 15
Anonymous
Not applicable

Re: Is GE BK Friendly?

From whag i have seen and research any baddies after bk will raise the red flags.

Message 10 of 15
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