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Edited: Noted
The discount, no. The rollover CLI, absolutely.
Ehhhh...honestly I don't know if there is measurable (FICO or AAOA or........) data to support if it is bad or not. I do think eventually Chase will catch on. Will or can it lead to AA??? Don't know that either. BUT, if it does..would it be worth it?
IMO NOPE.
Can it lead to stopping combining lines or rolling over CL for everyone? YEP
Imo, your intentions are what is blurring the lines here. Continuing to open this line of credit to specifically increase another line, to beat the system, is not something I would suggest to do on a continuous bases.
Whats AA