Is it hard to get a Chase saphire??

[Gornet]

Omggg i love it its like so pretty and i GOT to have it

but is it hard?

what are the requirements?

is there a card i should apply for first then apply 6 months later for the saphire?

thankssss!

[takeshi74]

As always, depends on one's credit.  I had no problems getting one but that means nothing with regard to how it will be for you.

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@Gornet wrote:

is there a card i should apply for first then apply 6 months later for the saphire?

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Impossible to say.  You haven't provided any information regarding your credit and situation.  Approvals are generally easier for products such as the Slate or Freedom.  It's generally stated that they want to see an existing $5K+ limit on another card but that seems to be one of those broad generalization that doesn't apply in all cases.

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@Gornet wrote:

Omggg i love it its like so pretty and i GOT to have it

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Make sure it suits you.  Don't just apply for cards based on how they look.

[Gornet]

Okay well

I am a student

i am 18

unemployed

I have no credit and just got my first card in the mail yesterday!

it has a 2k limit

and its sooo pretty i dont care about the rewards lol

[yudeology101]

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@Gornet wrote:

Okay well

I am a student

i am 18

unemployed

I have no credit and just got my first card in the mail yesterday!

it has a 2k limit

and its sooo pretty i dont care about the rewards lol

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Well, in that case your chances are pretty slim if you are unemployed and have no credit history as most of the prime lenders such as Chase would like to see solid history and good income. 

[Gornet]

ughhh

okay 

should i apply in 6 months anywayssss?

[BootStraps]

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@Gornet wrote:

ughhh

okay 

should i apply in 6 months anywayssss?

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Wait a year and treat the card that have very well.

How did you get a card without an income? Are you an AU on someone else's account?

[Gornet]

nooo 

i fly alot like 10-15 times a year and they sent me an email so i applied and got itttt

yay delta

maybe its my high status for them??

idk but i am not a AU

and i guess my parents give me like 5k a month if that countss lol

[AwwwYeee]

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@Gornet wrote:

nooo 

i fly alot like 10-15 times a year and they sent me an email so i applied and got itttt

yay delta

maybe its my high status for them??

idk but i am not a AU

and i guess my parents give me like 5k a month if that countss lol

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Congrats on your AMEX Delta! make sure you do a CLI after 61 days. If you treat your card well it might bump up to 6k. Sometimes a requirement for CSP is you have a revolving card with 5k or more. But everyone's right income could be an issue but I'm sure you can report the income your parents give you. I'd give it a shot in 6 months. Just make sure your Utl is low when applying for the card.

[Gornet]

okay thanksss idk what that means but i am sure i will lear it throughout the time on my forum!

thanks for the reply!

[Involver]

Please don't apply for a credit card just because you like how it looks.

What about the CSP would be worthwhile to you?