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Is it possible to get BoA to reallocate CLs on multiple BoA cards w/o HP?

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galahad15
Valued Contributor

Is it possible to get BoA to reallocate CLs on multiple BoA cards w/o HP?

Has anyone had any success in getting BoA to reallocate CLs across multiple BoA cards, without a HP?  Or is it always a HP regardless?  I also tried searching the forum for previous posts on this subject, but have unable to find anything on the subject despite searching.


Message 1 of 6
5 REPLIES 5
FinStar
Moderator Emeritus

Re: Is it possible to get BoA to reallocate CLs on multiple BoA cards w/o HP?

HP regardless, especially across several accounts.  So, if you are using one card with more moderate usage, pick the one where you can shift/reallocate CLs from two (or 3) others.  It's all YEMV, but be sure to discuss your actions with a BOA analyst since you can end up with 2 HPs.

Message 2 of 6
Anonymous
Not applicable

Re: Is it possible to get BoA to reallocate CLs on multiple BoA cards w/o HP?


@FinStar wrote:

HP regardless, especially across several accounts.  So, if you are using one card with more moderate usage, pick the one where you can shift/reallocate CLs from two (or 3) others.  It's all YEMV, but be sure to discuss your actions with a BOA analyst since you can end up with 2 HPs.


I didn't know that. Thanks!

Message 3 of 6
Peteyglad
Established Contributor

Re: Is it possible to get BoA to reallocate CLs on multiple BoA cards w/o HP?

Last week I moved my entire Fidelity Amex over to my BBR account and closed my Fidelity. There was no hp. 

 

http://ficoforums.myfico.com/t5/Credit-Cards/BOA-account-combination/td-p/4351454

Chase Sapphire Preferred 20k | Amex Delta Platinum 20k | Amex Hilton Aspire 20k | US Bank Cash+ 25k | Chase Amazon Prime 25k | Barclaycard Aviator Red 40k | Bank of America Alaska Airlines 42k | Chase Marriott 50k | Discover It 50.3k | Amex EDP 52k | Citi Thank You Premier 56K | Bank of America BBR 57.9k
Message 4 of 6
Anonymous
Not applicable

Re: Is it possible to get BoA to reallocate CLs on multiple BoA cards w/o HP?


@Peteyglad wrote:

Last week I moved my entire Fidelity Amex over to my BBR account and closed my Fidelity. There was no hp. 

 

http://ficoforums.myfico.com/t5/Credit-Cards/BOA-account-combination/td-p/4351454


AWESOME!  I take it u have experian monitored somehow, either here or elsewhere?

Message 5 of 6
Anonymous
Not applicable

Re: Is it possible to get BoA to reallocate CLs on multiple BoA cards w/o HP?


@Peteyglad wrote:

Last week I moved my entire Fidelity Amex over to my BBR account and closed my Fidelity. There was no hp. 

 

http://ficoforums.myfico.com/t5/Credit-Cards/BOA-account-combination/td-p/4351454


Thanks!

Message 6 of 6
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