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Is it possible to get another Discover CLI so soon?

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glamchick
Established Contributor

Is it possible to get another Discover CLI so soon?

I received a $500 Cli after my 2nd statement cut.   Well my 91st day will be this weekend.  Is it possible to get another CLI or would it be after my next statement?

Gardening since 5/3/2016
Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: Is it possible to get another Discover CLI so soon?

 

Hit the Luv button and find out!!!  Smiley Very Happy

 

Message 2 of 9
Anonymous
Not applicable

Re: Is it possible to get another Discover CLI so soon?

Oh and Congrats on the CLI btw!!

 

Message 3 of 9
Anonymous
Not applicable

Re: Is it possible to get another Discover CLI so soon?

Anything is possible with discover. I hit the button every 31 days right after the statement cuts. Had the card a year And in 12 months Ive hit it 12 times resulting in four 500 dollar increases one 1500 increase and one 3000 increase.

 

In my case I feel it has more to do with what was actually reported on the statement. Not the amount of time between hitting the button. Congrats on the increase and good luck. 

Message 4 of 9
Vegas4Play
Valued Contributor

Re: Is it possible to get another Discover CLI so soon?

You can try it only a SP 

Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.
Message 5 of 9
Anonymous
Not applicable

Re: Is it possible to get another Discover CLI so soon?

If it says that it will require to pull your credit report , do not proceed unless you want a HP.

Message 6 of 9
takeshi74
Senior Contributor

Re: Is it possible to get another Discover CLI so soon?

All depends on what your credit profile and income support.  If you're gettting small CLI's like $500 then you should review your credit profile, idenitify the issues restricting you and work on addressing them versus just relying on the passage of time.

Message 7 of 9
glamchick
Established Contributor

Re: Is it possible to get another Discover CLI so soon?

I think for Discover mostly everyones first CLI is always $500.   Well thats what I have seen throughout the forums.  I will wait and try this weekend and see what happens Smiley Happy

Gardening since 5/3/2016
Message 8 of 9
Anonymous
Not applicable

Re: Is it possible to get another Discover CLI so soon?


@takeshi74 wrote:

All depends on what your credit profile and income support.  If you're gettting small CLI's like $500 then you should review your credit profile, idenitify the issues restricting you and work on addressing them versus just relying on the passage of time.


I think this member has cut and pasted this post in about 5 threads so far today and it's a generalization that doesn't tell the whole story.

 

Sometimes it isn't "issues" restricting you and your ability to receive hearty CLIs.  If you have 3 credit cards and two of them constantly give you big CLIs and the third simply doesn't, it isn't because of a "bad profile" or "income" as all 3 creditors are looking at the exact same data.

Message 9 of 9
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