@Anonymous wrote:What about combining all 3 cap one cards into one huge card? I'm just afraid if I did this, Cap one might reduce the limit. Any insights into combining into a huge limit?
No way to know whether it will happen or not. The only constant I've seen among most that were CLD'd. Was that the majority of the folks reporting it happening to them, are also those that micromanage what reports to the CBs. Mine is still intacted and I don't run massive amounts through it and haven't for over a year now. I do allow my real world balances to report on other cards though. I'm sure I'm in the minority here, as I believe the AZEO technique can also bite you in the rear if used too much.
I'm not going to call in to reduce anything. lol
If they want to reduce it, they can do that on their own. I wouldn't give them any help. Ha Ha
I bet you'll be fine OP if you use your cards like a normal consumer not like a myfico member.
OT, I noticed last night EX now reporting greater detailed usage similar to TU .
If they want to reduce it, they can do that on their own. I wouldn't give them any help. Ha Ha
I bet you'll be fine OP if you use your cards like a normal consumer not like a myfico member.
OT, I noticed last night EX now reporting greater detailed usage similar to TU .
Yeah sure! That will actually help your scores. Shoot..I'd combine them all. It will bring the utilization way down on that one card. That's why I keep mine around.
Like you I don't use it as much because of other card's better rewards. It's my only Cap One card and my oldest tradeline.
Like you I don't use it as much because of other card's better rewards. It's my only Cap One card and my oldest tradeline.
@Anonymous wrote:
Due to my other cards that have better rewards, I find myself not using the cap one cards at all. I do have $9k parked at 0% for 18 months on the QS with a 15k limit so I’m tempted to combine the $30k Venture into it in order to have a $45k limit card. Good plan?
Given that you're carrying a substantial balance transfer, you should be good to go if you combine. 
@Anonymous wrote:
Due to my other cards that have better rewards, I find myself not using the cap one cards at all. I do have $9k parked at 0% for 18 months on the QS with a 15k limit so I’m tempted to combine the $30k Venture into it in order to have a $45k limit card. Good plan?
IMHO no. For some bizarre reasons Capital One has targeted for adverse action the larger accounts which came into being as a result of their easy online consolidation program. I had 5 cards, consolidated them into 2, and then Capital One wound up suddenly closing both of them, along with my checking and savings accounts, for reasons unknown.
