@Stryder wrote:
"As far as I know and I could be wrong about this. Offers on your chase account will result in a HP even if they have the green check mark."
I'm for sure not an expert, but the offer just has you enter your income and phone number for the CFU card, so I assumed it would be a SP. I'm not going to die if the do an hp, I was just trying to avoid it if I could. I like the Citi Diamond Preffered card, but from what Im reading they will do a double pull on new accounts, thats a bummer. My BOA account also has an offer for a BT card, but I feel pretty sure they will ding me...plus Im not a big BOA fan...they've been stingy to me.
Just FYI, if you didn't know, BOA changed their CLI request policy and it's a soft pull now, so if the 'request credit limit' increase link is on your account, feel free to hit it and request the moon (or whatever you think your credit profile will support) and there's no ding. If you get it, great, if you don't, no foul. There's a huge thread about this in the credit cards forum. I think you can call in and ask too and it's still a SP, but YMMV on that. Someone will correct me if I'm wrong about it possibly being a HP if you call in. Also, the "hard pull' language online has not changed, but it's really a soft pull.
