No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I couldn't find an active one like Discover.
I'm way overdue for attempting a CLI with them. I'm not sure how to answer the questions like: "how much will you spend on this card a month? Umm probably not much more than usual but I'm not going to tell them that!
yes there are increases. every so often it asks for income updates and such. if you dont ask for one they auto do it at a lazy pace of 7 or so months.