It's Official, Synchrony's A Giver! PPMC APR Reduction

[Anonymous]

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@M_Smart007 wrote:

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@Anonymous wrote:

Congrats!

It is looking like this card may be a keeper card after all. Sync is really stepping up to the plate!

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I do find it shocking!

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As do I!

Its also shocking that they appear to have given all of their existing cardholders 0% until April 5th on new purchases. I am not brave enough to test it though, don't need to be on the phone arguing with them. 

If Sync institutes a lock option on their website, they could be forgiven for not having an app for their majors. I really don't understand why the Sync Financial app for their cobrands is so good but they can't make one for their majors. 

[OmarGB9]

Grats and nice decrease!

[ocheosa]

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@Anonymous wrote:

Congrats!

It is looking like this card may be a keeper card after all. Sync is really stepping up to the plate!

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Agreed! While gardening I planned to spend time requesting APR reductions so this was a very nice surprise !! 

[steelers1]

Same here mine was 21.9% down to 15.9%

Doesn't really matter since I NEVER carry a balance with them however it was a nice move on their part.

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[ocheosa]

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@steelers1 wrote:

Same here mine was 21.9% down to 15.9%

Doesn't really matter since I NEVER carry a balance with them however it was a nice move on their part.

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I don't think anyone would carry a balance (outside intro 0%) with reward cards as it defeats the purpose. PP MC has been my go to for two years, just switched up to meet SUB spend but it will remain in my top 5.

[Meanmchine]

Good luck in your goal of hitting $300k

[ocheosa]

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@Meanmchine wrote:

Good luck in your goal of hitting $300k

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Thank you, appreciate the support!

[KLEXH25]

I noticed the 0% until April in my offers as well, but when I click on it, it just goes to a shopping portal. Is the 0% automatic then?

ETA: My last statement recently posted and it only mentions my regular APR (no mention of 0% except on the website).

[Anonymous]

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@KLEXH25 wrote:
I noticed the 0% until April in my offers as well, but when I click on it, it just goes to a shopping portal. Is the 0% automatic then?

ETA: My last statement recently posted and it only mentions my regular APR (no mention of 0% except on the website).

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Yes according to the rep I spoke with, it's automatically been applied to all existing PayPal Cashback accounts. 

[Anonymous]

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@ocheosa wrote:

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I don't think anyone would carry a balance (outside intro 0%) with reward cards as it defeats the purpose. PP MC has been my go to for two years, just switched up to meet SUB spend but it will remain in my top 5.

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I think you'd be surprised how many people are paying annual fees and paying interest on rewards cards.