Itching to app for another Cap One card

icyhot · ‎09-05-2015

But I won't. Checked the prequals for fun, the Platinum MC offers with a 22.9 APR turned into Venture and QS offers with a 17.9....given the increases I was given yesterday I may even be able to get a monster limit. But I'll refrain. I've gotten enough HPs this month. Back to the garden I go

Anonymous · ‎09-05-2015

Go for it! A $30K starting line is waiting for you.

icyhot · ‎09-05-2015

I doubt it. My reported income is $40K and I have a total exposure of $45500 once the increases report. I'm done

UncleB · ‎09-05-2015

@Anonymous wrote:
Go for it! A $30K starting line is waiting for you.

CAPTOOL is like the big brother saying, "Go for it, it's not that far... you can make it! Just JUMP already!!"

I do feel your pain, though. My Capital One offers are also at 17.9%... if I could ever get one of the really 'sweet' APRs I think I would have to pull the trigger as well. Until then we have the prequal tool to keep us in check. I'm thinking that in six more months or so the offers should be getting better!

We can do it!

Callandra · ‎09-05-2015

You can resist!!! YOU CAN DO IT!

(I'm the same way -- I want QS right now)

Quicksilver $10,000 | Better Balance Rewards $2000 | Sallie Mae $3500 | Freedom $3500

Last HP: 9/27/2015

Anonymous · ‎09-05-2015

Same here but I heard on these forums that there is supposed to be a new cap1 card coming out this fall so I'm waiting to see what it is and if it's something I'm interested in I'll app for that and another venture.

BigBS · ‎09-05-2015

I just got my QS and Venture cards last month and checked the prequals and they are there again. Not sure it's worth the HPs.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

UncleB · ‎09-05-2015

@Anonymous wrote:
Same here but I heard on these forums that there is supposed to be a new cap1 card coming out this fall so I'm waiting to see what it is and if it's something I'm interested in I'll app for that and another venture.

Yeah, I think it was jfriend33 that got some extra info from a Capital One CSR during a call. (I might be wrong; memory is fuzzy...)

It would be fantastic if the CSR's info turned out to be true! Even better if they allow us to PC an existing card to get it... whatever it might be!

(Speculation is fun... )

happypill · ‎09-05-2015

I never get any prequal from Capital One. It would be awesome if they come out with something new though. Hope that happens.

Broke_Triathlete · ‎09-05-2015

That'd be sweet if that's the case. I don't know if I need another Cap 1 card though.

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