Jcpenney Credit Card

elaine829 · ‎05-20-2013

Does anyone know if asking for a credit increase for the Jcpenney card is a hard pull or soft pull? And who do they pull?

indiolatino61 · ‎05-20-2013

@elaine829 wrote:
Does anyone know if asking for a credit increase for the Jcpenney card is a hard pull or soft pull? And who do they pull?

AFAIK, GECRB backed cards are all SP for CLI requests, and they pull TU mostly but pull EX sometimes. Good luck!

09Lexie · ‎05-20-2013

For mine, its always been a sp and TU

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pt2005 · ‎05-20-2013

It is a soft pull. Good luck!

asphaltcowboy · ‎05-21-2013

**bleep** luck, go get 'em (SP)

Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013

Anonymous · ‎05-21-2013

Its a SP

improvingmycredit · ‎05-21-2013

@elaine829 wrote:
Does anyone know if asking for a credit increase for the Jcpenney card is a hard pull or soft pull? And who do they pull?

Hey elaine829!

As everyone has stated, it's SP.

However, i recommend just calling credit soulutions for GECRB and asking for the limit you really want from the get go. #800-480-0205 Good luck!

Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+
Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSR 20.5K, TotalRewards 25K, QuickSilver 20K