Jewelry Credit

[Anonymous]

Besides crown jewlers is there any other jewelry store that is easy to get credit through?

[Anonymous]

kay's/jared/j.b. robinson have been known to be friendly. it will cost a hard pull for each, but if you are approved for one you can app all three and have a shared cl that reports as individual cl's.

ex app and rcv 1k at one, then app the other 2 and they will report the 1k cl as well. looks as if you have 3k for utilization, but 1k is actually shared between all 3 stores.

[Anonymous]

I like Kay's.

They gave me a 6K CL.

Hard on EQ soft on EX.

[SonorityGenius]

Zales Diamond Card.. it sucks in the APR dept but looks cool

[gNaRKiLL]

Yeah I am going to try and get an engagement ring for the gf very soon if not later today and am curious what they will give me. I am thinking of going to either ben bridge or harry ritchie jewelers but I dont know if they'll give me financing and I really dont want to take an inq hit for nothing.

[Anonymous]

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gNaRKiLL wrote:
Yeah I am going to try and get an engagement ring for the gf very soon if not later today and am curious what they will give me. I am thinking of going to either ben bridge or harry ritchie jewelers but I dont know if they'll give me financing and I really dont want to take an inq hit for nothing.

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Congrats and good luck =)

[Anonymous]

I have engagement ring but no gf

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gNaRKiLL wrote:
Yeah I am going to try and get an engagement ring for the gf very soon if not later today and am curious what they will give me. I am thinking of going to either ben bridge or harry ritchie jewelers but I dont know if they'll give me financing and I really dont want to take an inq hit for nothing.

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[Red1Blue]

interesting that 3 stores report the same CL as 3 different CL's. How does it effect the aging of the accounts and drop in fico. If I have 3 new accounts that would dilute the age of the accounts. I am not sure how this works for fico score.

[gNaRKiLL]

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ashabbir1 wrote:

I have engagement ring but no gf

Well the only problem with that is she probably wont like the ring you have and you'll end up buyin a new one anyway!

[Anonymous]

I was just approved for 3k with Kays yesterday, already open on their site, so if I ap at Jareds will they share the 3k and report separately as 3k?  Also, what has been everyones experience with their credit reporting?  How long before new TL showed up on reports?

Thanks in advance~

aaagirl1