Joined PenFed yesterday!!

[rtw]

Congrats! Awesome CL. I hope to join PenFed in the next 6 months.

[Anonymous]

---

@Anonymous wrote:

Congratulations.  Why cash rewards rather than Plat Rewards though?  That gives 3% on groceries as well as the 5% on gas.  (And unlike BCE, is uncapped)

---

I just went back and looked and I'm sure that when I saw 5 points back on Plat Rewards I didn't equate that to cash back...

[Anonymous]

Call and ask I guess.

The one advantage of the Cash Rewards is that you get automatic statement credit at the end of month.  With Platinum Rewards you get points which you then have to redeem.  But against 5% gas/3% groceries/1% other vs 5% gas/0.25 % other it seems a small price to pay.

[Anonymous]

---

@webhopper wrote:

That's a nice approval congratulations!

---

Webhopper, I am seriously in the garden now!  I updated my signature to reflect yesterday's HP on equifax. 

[Anonymous]

---

@Anonymous wrote:

---

@Anonymous wrote:

Congratulations.  Why cash rewards rather than Plat Rewards though?  That gives 3% on groceries as well as the 5% on gas.  (And unlike BCE, is uncapped)

---

I just went back and looked and I'm sure that when I saw 5 points back on Plat Rewards I didn't equate that to cash back...

---

Right, not quite the same, but when you get 5,000 points you can get a $50 visa card, so (with a bit more work) it is pretty equivalent.

[webhopper]

haha I was going to suggest that you head back to the garden, but that card is a decent reason to leave in my opinion...

Congrats, at least your inquiries will age together

[Anonymous]

---

@webhopper wrote:

haha I was going to suggest that you head back to the garden, but that card is a decent reason to leave in my opinion...

Congrats, at least your inquiries will age together

---

Yes they will!  I'm still in shock with that initial CL!! I thought only NFCU did things like that!!

[jsickz32]

Too many inqs.

[Anonymous]

---

@jsickz32 wrote:
Too many inqs.

---

Seriously???? I had more than you!!

[chnceit]

WOW! Now that's a nice CL, congrats!