cancel
Showing results for 
Search instead for 
Did you mean: 

Jumped the gun on AMEX CLI...

tag
Anonymous
Not applicable

Re: Jumped the gun on AMEX CLI...

Worst case, you try, fail, and add 4 days to the 90 that would have been due anyway. Not a huge increase. Best case, it goes through, and there is much rejoicing in your home. I'd go for it.

Message 11 of 18
takeshi74
Senior Contributor

Re: Jumped the gun on AMEX CLI...


@AvadaKedavra wrote:

Anyone have any experience in this situation?


While 60 days seems to be no longer relevant for new accounts the rest of the 3x CLI Guide is relevant so definitely take a look at it.

 

http://ficoforums.myfico.com/t5/Credit-Card-Applications/The-Definitive-Amex-3X-CLI-Guide/td-p/18110...

What happens if you are denied CLI?
===========================================================
If you jumped the gun before the 60 days/6 months rule, the reason for denial is considered ineligibility. If that is the case you can reapply after the original and correct 60day/6month timeline. You do not have to wait an additional 90 days, so the clock doesn't get reset. If you were eligible and got denied due to other factors, then you are ineligible to reapply for another 90 days since the denial date.
Message 12 of 18
AvadaKedavra
Established Contributor

Re: Jumped the gun on AMEX CLI...

Thanks again for the input everyone. I tried again today and was approved for a new CL of $20K on my ED. Woohoo! 

Message 13 of 18
lhcole77
Valued Contributor

Re: Jumped the gun on AMEX CLI...


@AvadaKedavra wrote:

Thanks again for the input everyone. I tried again today and was approved for a new CL of $20K on my ED. Woohoo! 


Gun jumper!

 

Now come visit CA with your new CL.

Message 14 of 18
Anonymous
Not applicable

Re: Jumped the gun on AMEX CLI...

Congrats!
Message 15 of 18
OmarGB9
Community Leader
Super Contributor

Re: Jumped the gun on AMEX CLI...

Grats

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 16 of 18
Anonymous
Not applicable

Re: Jumped the gun on AMEX CLI...

Congrats on your CLI!

Message 17 of 18
CreditCuriosity
Moderator Emeritus

Re: Jumped the gun on AMEX CLI...


@AvadaKedavra wrote:

Thanks again for the input everyone. I tried again today and was approved for a new CL of $20K on my ED. Woohoo! 


Congrats on your CLI.. Glad it worked out for you

Message 18 of 18
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.