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Gosh, Congrats on being debt free!!!
I would suspect that once all the accounts report their new balances you will see a sizeable increase in score all at once. That's normally how utilization seems to effect score jumps that I've noticed.
@Anonymous wrote:
I never want to have that much debt hovering over me again. I feel so relieved, I had this pressure on my chest but its slowly starting to feel better. Most of the 15k had been rolling over and now that I've paid it off will my score increase slowly over time or will I see a big jump right away?
BIG CONGRATS!!!!!
I cant wait until I can say the same thing!!!
HAPPY DANCE!

Wow - great job! You should see a decent bump in scores, once your new balances report.
Wow!
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Congrats nice job
Wow!! Great job!! Congratulations!!
+1 for the jump as soon as they report. ![]()