Just received a Black Card Sign up

forceedge99 · ‎06-25-2014

So yea, just received a mail in offer from Visa Black Card. Spend 1500 get 150 back.

Think I should go for it or skip for now?

BCE - 12k
Cap 1 QuickSilver - 1.75k
Citi Dividend - 2.4k
Discover It - 2k
Chase - 800
Your FICO® score at Equifax is 725 (Update: Increased to 751) =]

Anonymous · ‎06-25-2014

Depends on what you are looking for in a cc. This thread may give some recent opinions:

http://ficoforums.myfico.com/t5/Credit-Cards/what-is-black-card/td-p/3197588

coldnmn · ‎06-25-2014

$495 annual fee a year I would find a different card but that's me.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

chrisw1968uk · ‎06-25-2014

yup - give me $495 and I'll be happy to give you $150 back - I can do this as many times as you want

Anonymous · ‎06-25-2014

Depends, if you have a need for it then its your choice to app. The benefits were very similar to my Amex Platinum so wouldn't be worth it to me.

Bman70 · ‎06-25-2014

Here's a Time magazine bit about cards you don't want, that card is in it:

http://business.time.com/2012/11/07/5-credit-cards-you-dont-want-to-own/

It doesn't seem difficult to get

EX 822
TU 834
EQ 820